[Your Mailing Address]
Certified Mail, Return Receipt Requested # [Insert
the Certified Mail Receipt Number here]
[Insert Date of Mailing]
[Insert name of collection agent, if available]
[Insert name of collection agency]
[Insert address of collection agency]
[Insert City/State/Zip of collection agency]
REF: Account # [Insert either the
original account number or the collection agency's account reference
Dear [Insert name of debt collector
1. You are hereby notified under provisions of Public Laws 104-208,
also known as the Fair Debt Collection Practices Act, that
your services are no longer desired.
2. You and your organization must CEASE & DESIST all
attempts to collect the above debt. Failure to comply with this law will
result in my immediately filing a complaint with the Federal Trade
Commission and the [Insert your home state
here] Attorney General's office. I will pursue all criminal
and civil claims against you and your company.
3. Let this letter also serve as your warning that I may utilize telephone
recording devices in order to document any telephone conversations that we
may have in the future.
4. Furthermore, if any negative information is placed on my credit
bureau reports by your agency after receipt of this notice, this will
cause me to file suit against you and your organization, both personally
and corporately, to seek any and all legal remedies available to me by
5. Since it is my policy neither to recognize nor deal with collection
agencies, I will settle this account with the original creditor.
Give this matter the attention it deserves!
And have a nice day.
[Sign your name here]
[Insert your name here]