My Credit Report Is In The Tank And I'll Never Be Worthy Again!!!

My Credit Report Is In The Tank
And I'll Never Be Worthy Again!!!

Quick Notes About Getting Your Credit Reports:

1. If you request credit reports from the Big Three credit reporting bureaus via snail mail, use the sample request letter below as a guide. BUT FIRST, check with each company to verify their current mailing addresses. I can't guarantee the addresses on my site are current...these clowns keep changing their addresses and I can't keep cleaning up after 'em.

2. Be smart and order "enhanced" reports from all three credit reporting bureaus. Enhanced reports contain your credit report AND your credit score [also known as your FICO score]. It'll cost a little extra, but it's worth it. Call each credit reporting bureau to get their current price for their enhanced report.

3. Don't have a free report coming to you? Don't waste time with snail mail. Speed up the process by getting ALL THREE credit reports and FICO scores online. Save yourself as much brain damage as possible! Here's my one-click recommendation.

(Sample letter)

GEORGE COSTANZA
123 W. 53rd, Apt. 7F
New York, NY 10010

February 29, 2002

TransUnion Corporation

Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022

RE: Request for copy of my credit report

To Whom It May Concern:

Please forward a current copy of my credit report to my address listed above.

My date of birth is: 04-01-58.

My Social Security Number is: 444-00-4444.

Enclosed is a check in the amount of $8.00 to cover the associated costs, as well as a photocopy of my driver's license is enclosed for positive identification.

Thank you for your prompt attention in this matter.

Sincerely,

[signed]

George Costanza

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