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Good morning...and thanks for signing up for your weekly Dose of Dover!

I'm pleased to be sending you our first regular, weekly shot of

un-common sense advice, ideas and observations. 
This stuff comes together as a direct result of your e-mails,
letters and telephone calls from the radio show, 
TV segments and newspaper column. 
 
Do me a favor and put me out of a job!!!
 
Forward this e-mail to everyone in your Address Book,
others that will benefit from the information I've assembled below.

Dose of Dover #2
Tuesday, August 13, 2002:
 
Hospitals can kill you!  No...not the food, but the staff!!!
 
I have an enormous amount of respect for the medical community...a group of people that-for the most part-are dedicated to their passion of helping those of us in need, and saving lives. A very noble profession, especially with the increasing power and influence of the HMOs eroding their ability to generate an income commensurate with the ongoing legal risk they expose themselves to on a daily basis. 
So please do NOT misinterpret this story as an attack on Doctors, because it's not: But the bigger lesson here is one I think all of us can benefit from, whether you're dealing with a Doctor, or an insurance salesman or a stock broker...anytime you're asking for advice from someone that could impact your world in a big way, whether it's your money or in this example, your life.....you might want to make sure the other guy is of sound mind and even sound financially, too! Especially when you hear the story coming out of Boston last week about Dr. David Arndt...a man so driven to get to the bank with his paycheck, that he left a patient on the operating room table [anesthetized, thankfully, but with his back cut open, half-way through spinal surgery] to run a "quick errand." Did he get to keep his medical license? Read on for the gory details...
Ben's Bottom Line for anyone staying in the hospital overnight or longer?

1. Always have someone backing you up. Always have a second set of eyes, where ever possible, checking the work of others...especially if you're in the unfortunate position of having to put your life into the hands of the health care community, especially if you're in a hospital, a place that's full of germs, full of sick people, and full of people, period!

2. Everyone's got personal live and their own sets of problems, but when their personal lives interfere with their job performance and put your life or livelihood at risk, then you're at risk at quite probably the most vulnerable moment of your life!

3. Especially if you or someone you love is ever kept in the hospital overnight, take copious notes! And check the work of the nurse...especially the overnight shift! (They're human, they make mistakes, too.)

4. And from my own personal experiences (literally MONTHS in the hospital as a result of the 1989 motorcycle accident), it seems like the folks working the overnight shift might not be the best-and-brightest. [And we'll just leave it at that!]

Beware of those magazine offers...especially those supposed "money saving/special offers" that you're getting pounded with in the mails!  We're used to papering our trails when it comes to reconciling our checking accounts every month [you'd better start doing it!] or scrutinizing your credit card or phone bills.  But you'd better start a file on all of your magazine offers while you're at it!  


Sooner or later, you're gonna get in a car accident.  Ben's got 10 Things You've Gotta Be Sure You Do To Protect Yourself:  Okay, the freeways are just like Las Vegas; every time you turn the key in your ignition switch in your car, you're increasing the odds of eventually being involved in a traffic accident. Not trying to scare you, just stating a statistical fact.  So in the spirit of preparing you for the inevitable, here's 10 Things You've Got To Remember when you have your eventual chance to make a new friend at your local law enforcement agency, emergency room, or at the very least, insurance claims adjuster...


You've signed up for your weekly "Dose of Dover" e-mailed newsletter, haven't you?  Why not?  It's free...and it'll make you smarter.
 Sign-up right on the front page of the website...


And as long as we're discussing what to do when you have your inevitable accident, may I remind you that almost 35% of America deals with some level of chronic pain?  Ahhhhh yes...you knew Ben would work in a plug for PainNet, didn't you?  Why not?  They've been helping him deal with the legacy of his little motorcycle wreck since December '01!  Most GPs or Orthopods are only gonna cut you so much slack when it comes to dealing with the leftovers of your accident.  Chronic pain can really sap your strength and [negatively] impact your life; whether you've been injured in a car accident, on the job or suffer from something like fybromyalgia, RSD, migraines...you get the picture.  Get some relief from the real Docs that know how to help you through the nightmare: (800) PAIN-NET

What's this?  Doctors can now predict whether your marriage will end up ended in front of a judge in divorce court?  So says Dr. John Gottman anyway.  He says that the old stand-by of marriage, the eye roll, is a pretty good indicator of your probability for splitting the sheets in court.  Wanna know more?  Also...take the Doc's quiz on-line and cancel the invitations for the big day while you've still gotta chance.....

Didja hear about the bimbo in New York that ran up $20,000 in credit card bills on a buncha crap and is now asking for on-line donations through her "I'm a dolt and watch too many Sex and the City" reruns on HBO" website?  I hope you won't support this dumb-ass in her cause...but you'll definitely enjoy [Ben's choice for site of the day, anyway] the anti-bimbo website: www.dontsavekaryn.com 

Just because someone looks official and has official ID doesn't mean they're the real deal:  Two stories in the news hammer home this point.  The first one involves the airline industry, and the revelation that someone stole some Delta Airlines uniforms, ID badges, keys...all the stuff needed to sneak in/beat security at the airport or on an airliner, like the bunch of cockroaches that they are.  And the other story is an old scam that's updated and now circulating around the country.

And nothing drives people over the edge any quicker than money....and you can turn the heat up a few hundred notches when it involves family money, assets, heirlooms and feuding relatives:  It seems pretty simple to me.  Either do a little planning now and get your estate and affairs in order, or let the attorneys make all the dough when it ends up in court long after you're dead and gone. ..your choice!  Attorney Les Kotzer has a new book out that'll help you keep the legal bills to a minimum...The Family Fight: Planning To Avoid It!  You can order it direct from the publisher...or from Amazon...or call and order the old-fashioned way: (888) 965-1500

Buried in debt and thinking about joining a credit counseling service or one of these debt [re]negotiation companies?  Then you can't miss next week's show; put it on your calendar...Sunday morning from 8-10 am [Pacific Time] August 18, 2002 on KFI-AM/640. 

Think of it as un-common sense, delivered conveniently to your e-mail once a week: And the best news of all?  It's free.  Okay, maybe you're enlightened enough to already be receiving your Dose of Dover; why not make a friend, family member, co-worker, fellow [former] cellmate--you name it--just as smart as you!  Send 'em this link: www.bendover.com/newsletter.asp so they can get on board and get their own [free] weekly Dose of Dover. 

Gotta question for Ben?  Call in and get it answered live on the air during his Sunday morning radio show (8-10 am Pacific/9-10 am Mountain/10 am-12 noon Central/11 am-1 pm Eastern, 4-6 pm GMT) on KFI-AM/640, Los Angeles: (800) 520-1-KFI     [And you can listen live via the Internet, no matter where you are!]

 
 
 

 

 

 
 

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