Good
morning...and thanks for signing up for your
weekly Dose of Dover!
I'm
pleased to be sending you our first regular,
weekly shot of
un-common
sense advice, ideas and observations.
This
stuff comes together as a direct result of
your e-mails,
letters and
telephone calls from the radio show,
TV
segments and newspaper column.
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others
that will benefit from the information I've
assembled below.

Dose
of Dover #2
Tuesday,
August 13, 2002:
Hospitals
can kill you! No...not the food,
but the staff!!!
I have an enormous
amount of respect for the medical community...a
group of people that-for the most part-are
dedicated to their passion of helping those of us
in need, and saving lives. A very noble
profession, especially with the increasing power
and influence of the HMOs eroding their ability to
generate an income commensurate with the ongoing
legal risk they expose themselves to on a daily
basis. So
please do NOT misinterpret this story as an
attack on Doctors, because it's not:
But the bigger lesson here
is one I think all of us can benefit from, whether
you're dealing with a Doctor, or an insurance
salesman or a stock broker...anytime you're asking
for advice from someone that could impact your
world in a big way, whether it's your money or in
this example, your life.....you might want to make
sure the other guy is of sound mind and even sound
financially, too! Especially when you hear the
story coming out of Boston last week about Dr.
David Arndt...a man so
driven to get to the bank with his paycheck, that
he left a patient on the operating room table
[anesthetized, thankfully, but with his back cut
open, half-way through spinal surgery] to run a
"quick errand." Did
he get to keep his medical license? Read on
for the gory details...
Ben's
Bottom Line for anyone staying in the hospital
overnight or longer?
1. Always
have someone backing you up. Always have a second
set of eyes, where ever possible, checking the
work of others...especially if you're in the
unfortunate position of having to put your life
into the hands of the health care community,
especially if you're in a hospital, a place that's
full of germs, full of sick people, and full of
people, period!
2. Everyone's got
personal live and their own sets of problems, but
when their personal lives interfere with their job
performance and put your life or livelihood at
risk, then you're at risk at quite probably the
most vulnerable moment of your life!
3. Especially if you
or someone you love is ever kept in the hospital
overnight, take copious notes! And check the work
of the nurse...especially the overnight shift!
(They're human, they make mistakes, too.)
4. And from my own
personal experiences (literally MONTHS in the
hospital as a result of the 1989 motorcycle
accident), it seems like the folks working the
overnight shift might not be the
best-and-brightest. [And we'll just leave it at
that!]

Beware
of those magazine offers...especially those supposed
"money saving/special offers" that you're
getting pounded with in the mails!
We're used to papering our trails when it comes to
reconciling our checking accounts every month [you'd
better start doing it!] or scrutinizing your credit
card or phone bills. But
you'd better start a file on all of your magazine
offers while you're at it!

Sooner or
later, you're gonna get in a car accident.
Ben's got 10 Things You've Gotta Be Sure You Do To
Protect Yourself:
Okay, the freeways are just like Las Vegas;
every time you turn the key in your ignition switch
in your car, you're increasing the odds of
eventually being involved in a traffic accident. Not
trying to scare you, just stating a statistical
fact. So in the spirit of preparing you for
the inevitable, here's 10
Things You've Got To Remember when
you have your eventual chance to make a new friend
at your local law enforcement agency, emergency
room, or at the very least, insurance claims
adjuster...

You've
signed up for your weekly "Dose of Dover"
e-mailed newsletter, haven't you?
Why not? It's free...and it'll make you
smarter.
Sign-up
right on the front page of the website...

And
as long as we're discussing what to do when you have
your inevitable accident, may I remind you that
almost 35% of America deals with some level of
chronic pain? Ahhhhh yes...you
knew Ben would work in a plug for PainNet,
didn't you? Why not? They've
been helping him deal with the legacy of his little
motorcycle wreck since December '01! Most GPs
or Orthopods are only gonna cut you so much slack
when it comes to dealing with the leftovers of your
accident. Chronic pain can really sap your
strength and [negatively] impact your life; whether
you've been injured in a car accident, on the job or
suffer from something like fybromyalgia, RSD,
migraines...you get the picture. Get
some relief from the real Docs that know how to help
you through the nightmare:
(800) PAIN-NET

What's
this? Doctors can now predict whether
your marriage will end up ended in front of a judge
in divorce court? So says Dr.
John Gottman anyway. He says that the old
stand-by of marriage, the eye roll, is a pretty good
indicator of your probability for splitting the
sheets in court. Wanna
know more?
Also...take
the Doc's quiz on-line and cancel the invitations
for the big day while you've still gotta chance.....

Didja
hear about the bimbo in New York that ran up $20,000
in credit card bills on a buncha crap and is now
asking for on-line donations through her "I'm a
dolt and watch too many Sex and the City"
reruns on HBO" website? I
hope you won't
support this dumb-ass
in her cause...but you'll definitely enjoy [Ben's
choice for site of the day, anyway] the anti-bimbo
website: www.dontsavekaryn.com

Just
because someone looks official and has official ID
doesn't mean they're the real deal:
Two stories in the news hammer
home this point. The
first one involves the airline industry, and
the revelation that someone stole some Delta
Airlines uniforms, ID badges, keys...all the stuff
needed to sneak in/beat security at the airport or
on an airliner, like the bunch of cockroaches
that they are. And
the other story is an old scam that's updated and
now circulating around the country.

And
nothing drives people over the edge any quicker than
money....and you can turn the heat up a few hundred
notches when it involves family money, assets,
heirlooms and feuding relatives:
It seems pretty simple to me. Either do a
little planning now and get your estate and affairs
in order, or let the attorneys make all the dough
when it ends up in court long after you're dead and
gone. ..your choice! Attorney Les Kotzer
has a new book out that'll help you keep the legal
bills to a minimum...The
Family Fight: Planning To Avoid It!
You can order
it direct from the publisher...or
from Amazon...or
call and order the old-fashioned way: (888)
965-1500

Buried
in debt and thinking about joining a credit
counseling service or one of these debt [re]negotiation
companies? Then you can't miss
next
week's show; put it on your calendar...Sunday
morning from 8-10 am [Pacific Time] August 18, 2002
on KFI-AM/640.

Think
of it as un-common sense, delivered
conveniently to your e-mail once a week:
And the best news of all? It's free.
Okay, maybe you're enlightened enough to already be
receiving your Dose of Dover; why not make a friend,
family member, co-worker, fellow [former]
cellmate--you name it--just as smart as you!
Send 'em this link: www.bendover.com/newsletter.asp so
they can get on board and get their own [free]
weekly Dose
of Dover.

Gotta
question for Ben?
Call
in and get it answered live
on the air during his Sunday morning radio show
(8-10 am Pacific/9-10 am Mountain/10 am-12 noon
Central/11 am-1 pm Eastern, 4-6 pm GMT) on KFI-AM/640,
Los Angeles:
(800)
520-1-KFI [And
you can listen
live via the Internet,
no matter where you are!]
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