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Good Tuesday morning! 
Here's your weekly, street-smart 
Dose of Dover
Still your single-most reliable source for un-common sense advice,
insights and cover-your-hiney strategies you simply can't find anywhere else.
Take your best shot...try to put me out of a job!
How? Forward this week's newsletter 
to everyone in your Address Book
and with any luck, make 'em a little lot smarter.
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information posted on our award-winning website.

Tuesday, July 1, 2003:

Didja miss the best 2-hours in talkradio Sunday morning? Ouch!!!  So did I! Whether you were sleeping late or live outside the Southern California broadcast area of KFI...it doesn't matter: KFI canceled the show on Monday, June 23, 2003.  (Oh well...that's radio.)  Check out KFI's new weekend line-up by clicking here.

 
Gotta have your Dover Radio Fix?  Here are two options:
    Call Ben on the air live, Tuesday mornings nationally on ABC Radio's Sirius [satellite] Channel 131 show with Mark Willis: It ain't perfect, it's not 2 hours of Straight Dover, but it's better than nuthin':  (888) 782-5966.  (Limited show hours/limited window of opportunity to begin with...but it'll be expanding soon: 7:30a Pacific/8:30a Mountain/9:30a Central/10:30a Eastern.)
 
 
Be resourceful and share the wealth!  Especially since there's no more Benjamin Dover Show on KFI, the next best thing?  A subscription to the Dose of Dover, the most reliable source of insights and no s*** ideas available on the planet...and it's free! Sign 'em up for their weekly Dose of Dover newsletter on our award-winning website!
 
 
Yo, Brainiac!  Two questions for you:
    #1 C'mon...you're not really worried about the continuation of the hottest newsletter in the nation, are ya?  The radio show's just a small part of the Dover Media Complex,...so relax.  Your Dose of Dover will continue to show up every Tuesday, (skip the Valium!)...
    #2  Are you taking advantage of Brother Ben's hard work that goes into every newspaper column, every TV segment, every radio show (guest appearance) and every Dose of Dover Newsletter? [I doubt it.]  Seriously...you're leaving a bunch of additional information and entertainment value on the proverbial table if you don't "click over" hot-linked [highlighted] words or sentences you come across. Incredible insights and [frequently] twisted humor are only one click away...
 
 
Don't think that this new "Do Not Call" Registry that officially launches today is gonna permanently stop those tele-marketing termites from invading your home via your phone: While it is a good start on squashing the lowest form of sales pests known to modern man, it's not perfect.  In fact, it's loaded with more holes than....hmmmmmm.  I'll stop right there before I get into any more trouble.  I'm glad to see the national list isn't charging innocent consumers for being listed, unlike crappy "Do Not Call" lists in states like Texas, but it's still got alotta of exceptions that you might wanna know about and the feds don't make terribly clear.  Check out my column on this topic from last year; the national and Texas "Do Not Call" lists share many of the same "loophole characteristics" I'm afraid.
 
Oh yeah...wanna sign up for the new national "Do Not Call" list?  Here's your link...or give 'em a call [toll-free, of course]: (888) 382-1222.
 
 
Here's the latest example of Big Brother Bullying Bull****: Now playing the role of judge and jury when it comes to how you spend your money is our latest contestant in personal rights violations, the folks who love to jam ridiculous interest rates up your wallet, your pals (and mine) at Bank One!  It's not enough that they're already among the most egregious legal loan sharks on the planet; read how Bank One plans to play arbiter of what's right and what's wrong in your private life...
 
 
So the Fed's Alan Greenspan dropped interest rates (as expected) last week.  Interest rates at their lowest levels in 45 years...so what are you waitin' for?  Cash in and lock in the lowest levels in decades by re-financing your current mortgage and cut 10 or 15 years off your term!  It's easy to get educated about the process first...and the price is right!   Everything you need to know, and the price is right [free!] can be found on-line; get your own copy of Bens' 2003 Home Buyer's Guide by clicking here.
 
 
From the "I hate when that happens" department come the latest moves to prevent a dangerous mix-up in the operating room:  Remember the story about the transplant patient who got the wrong "type" of heart-lung transplanted at Duke Medical Center last February?  Some medical wiz finally came up with a solution that'll protect all of us if we're facing this sorta challenge in the future.  Click here (and hope you'll never need to use this information).....
 
 
I'll bet you wait forever to do your taxes every year, don't you?  That sorta procrastination might drive your accountant nuts, but could cost you big bucks if you wait until the last minute to plan a vacation: The lonnng 4th of July weekend's now upon us, but fortunately even for those of you that like to wait until the last minute, deals--deals and more deals are always around if you know where to go: There's one with your name on it; check out Ben's no-brainer choice for deals on hotel rooms or condos: www.hotels.com
 
 
And since you're being so gosh-darned forward-thinking, why not stay ahead of the rest of the pack and get a big jump on Labor Day weekend, Thanksgiving or even Christmas-time travel planning now: Another Ben-endorsed source for great deals on rental cars to drive once you arrive:  Check your mirrors and check out www.travelnow.com to squeeze even more miles outta your travel dollars.
 
 
Oye! Now you can have a double lox/double cream cheese-and-bagel because it's healthy for you!  Hmmmmm, I'll bet Dr. Atkins is spinning right about now.  You will too after you read this latest dietary revelation about the increasing popularity of Kosher foods.....
 
 
Nostra-Dover strikes again...this time, it's Round 3 in the world of DVD rentals: I told you that the lawyers would be the real winners as Wal-Mart and Blockbuster tried to muscle in on the rental-convenience model of upstart Netflix.  Why do you ever doubt me about these things, I ask?  Read all about it.....
 
 
'Tang Tax coming your way?  It is if you plan on spending some of you hard-earned money on the oldest profession in the future. Read more about a real sin tax...
 
 
Speaking of taxes...you know those letters from the IRS you've been hiding under the bed (and the problems they represent) will blow up at the most inopportune time: Get the loose-ends tied down on your timetable--not theirs.  Wave the white flag and get a deal worked out before it's too late: Check out your options and learn why hiring an Enrolled Agent probably makes the most sense.
 
 
Are you or someone you know even remotely thinking about pulling the ripcord and filing for bankruptcy?  Make sure you know all of your options first!  Here are some resources that'll help you out:
 
 
Forget hiding that beer the next time you see a red light in your rear view mirror.  It's the cell phone you'd better stuff in your crack (of the seat, I mean): Get ready for the newest set of questions that are gonna be asked by our pals who get to carry guns (legally) and force you to "spread 'em."  You knew this was coming, so keep your eye on the road, put down your cell phone...and read this.
 
 
Before you pop that next pill, do you know where your finger's been?  Okay...now that I've got your attention, let me remind you once again about the hazards of buying [legal] drugs on-line: Again (and at the risk of taking this "Nostra-Dover" bit too far) I've been warning you that there's a serious trade-off between saving a bunch of dough on those expensive medications you've gotta take and reality in the 21st century.  Namely, your chances for getting a bunch of bootlegged or deficient drugs when you cross U.S. borders (either physically or via the Internet) really do skyrocket. 
 
Think about it: The good news is that you saved 80%!!!  The bad news is that you could have gotten the same benefits from eating a handful of M&Ms [plain or peanut...it doesn't really matter].  Read about the growing movement in Washington that might soon cut your drugs off, right there at your mailbox.....
 
 
You're not gonna believe how brazen some of today's auto-related thieves are getting!!!  Didja hear about the guy that lost the tailgate off of his pick-up truck...in broad daylight?  What about the poor soul that had the dashboard stolen out of his vehicle, also in the light of day:  Having a stereo stolen isn't new...but what about the scumbags who ripped off another person's dome light and rear view mirror while out on an illicit shopping spree?  Another victim their airbag swiped.  Check out Tim Wyatt's eye-opening article on the subject from the Thursday, June 26, 2003 edition of The Dallas Morning News right here.
 
 
 
 
I told you there was nothing wrong with a little one-handed typing!  Sunday's edition (June 29, 2003) of The New York Times validates what alotta of you already know: On-line dating's reached a level of social acceptance and legitimacy.  But it's still fertile ground for "whoppers," colorful yarns spun by marrieds looking for a little action via the convenience of the Internet.  Read all about it here.....
 
 
Nostra-Dover re-visited one more time; here's a reminder of why you'd better use your head when you pack a bag and fly the semi-friendly skies: If you pack something expensive in your checked luggage, like binoculars, cameras, jewelry or even prescription drugs, you deserve to get 'em stolen!!!  Use your head, carry on anything of value, and read more from The Washington Post.....
 
 
Thinking about financing or re-financing that home mortgage? Here's two common scenarios: No points and a higher interest rate...or pay the points and get a lower rate.  Ben will tell you what makes the most sense...Plus: Mis-information about one of the greatest financial tools for seniors ever invented...de-bunked, Dover-style.  Click here to see where more and more insightful Americans are going to get the best, pull-no-punches, un-common sense advice on the planet.  It's the Thursday, July 3, 2003 edition of Ask Benjamin Dover from The Dallas Morning News!

 


 
 
 

 

 

 
 

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