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Good Tuesday morning! 
Here's your weekly, incredibly street-smart 
Dose of Dover
Still the single-most reliable source for un-common sense advice,
insights and cover-your-derriere strategies you simply 
won't be able to find anywhere else.
Take your best shot...try to put me out of a job!
How? Make everyone a little lot smarter:
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in your Address Book!  [C'mon...be a big shot!]
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information posted on our award-winning website.

Tuesday, July 29, 2003:
 
One of the funniest stories I've ever heard about mis-guided movie choices involves Oscar-winning director John Schlesinger (who passed away last week) and my ex-father-in-law:  He won the movie-world's most prestigious awards (for Best Picture and Directing) back in 1969 for the Dustin Hoffman/Jon Voight film "Midnight Cowboy," but the funniest recollection about Mr. Schlesinger's work has a more personal twist.
 
My ex-father-in-law was a good guy...very Texan, very retired military (Colonel in the Air Force):  He loved his westerns (God, Jesus Christ & John Wayne were his perfect personal Sunday trifecta) and in 1969, "The Colonel" took his wife to see this "new western that just came out...Midnight Cowboy!"  Needless to say, they walked out about 45 minutes into the movie.  Heh, heh, heh...I woulda paid to see the look on their face when Ratso Rizzo started promoting his associate in a very, un-Gunsmoke like way.....
 
 
Do you love the amazing resources I compile every week in the Dose of Dover? Good! Then no whining about having to sign-up for free access: Like anything in life, there's always gonna be a trade-off on some level. I embed dozens of links in every edition of this newsletter, and my frequent sources, The New York Times, The Dallas Morning News, The Los Angeles Times, The Orange County Register and USA Today require varying levels of registration in order to access their websites for free.
 
Nowhere is it written that you have to give them accurate information: They'd like you to, but they'll never really know. So use a disposable e-mail address (like Hotmail or Yahoo) and get creative when you register.  But just remember: They/we are giving you a tremendous service for a great price...free!  So no complaining...
 
 
Wanna make a quick $25 million bucks?  Then it's time to play the Middle Eastern version of "Make Room For Daddy": Whoever ratted out Saddam Hussein's two sons, Qusay and e-Bay, picked up a nifty little $15 million-per-dead-scumbag reward for their insights.  And the buzz outta Iraq has everyone looking under every pile of camel dung for that madcap from Tikrit.  The $25 million reward will make the lucky informant the talk of the town, allowing them to buy that hut with the 4 camel garage they've been coveting.....
 
 
If you (or someone you know) is even remotely thinking about joining some non-profit credit counseling service, hiring a debt re-negotiation company or filing for bankruptcy, you might wanna read this first:  Trust me, you'll be more informed and a lot more grateful 10-minutes (or less) from now.....
 
 
Speaking of brain-damage, check out the new section for Californians that'll help you get a handle on your rights if you do decide to pull the ripcord (that's slang for filing for bankruptcy) on your creditors: It's a Q&A with one of the top bankruptcy attorneys in the state, and a chance to debunk the half-truths being spewed by those bottom-feeding tele-terrorists.
 
 
How long is it gonna be before the U.S. Postal Service comes out with an Adolph Hitler stamp?  Or a Charles Manson or Jeffrey Dahmer commemorative stamp?  (You think I'm kidding?)  It really could happen (believe it or not), thanks to a new commission established by President Bush last January.  Read all about it here...
 
Mark my words: Some whack-job is gonna take advantage of this latest maneuver by the Postal Service to generate revenues, and they'll end up suing the government when their attempt to create a controversial stamp is rejected.
 
 
 
Did you know that interest rates rose again for the fifth week in a row?  It's time you got a better return on your dough and quit lining the pockets of your landlord:  Now's the time to buy a home! Interest rates are still lower than they were a year ago, so read what the big shots are saying about the future of those incredibly-low interest rates.  And since we're on the topic of good timing, what are you waitin' for?  Cash in and lock in the lowest rate in decades by re-financing your current mortgage and cut 10 to 15 years off your term!  It's easy to get educated about the process first...and the price is right!  (Free!)  Everything you need to know can be found on-line; get your own copy of Bens' 2003 Home Buyer's Guide by clicking here.
 
 
Now that you're motivated to buy a house, or trade-up from your current home...how would you like to get some cash back on your next home purchase (or sale)?  (I'll show you how.)  Click here.....
 
 
Okay, so you're about to move; it's time to go down your "things to do" checklist: Moved your phone service and utilities? [Check!] Put in your change of address on your mail? [Check!!] Have all of your belongings held hostage by some rogue movers? [Check...not!!!]  Do your homework (first) and choose the right moving company!  Ben's Moving Tips will save you time, money and lots-o-heartache.....
 
 
Speaking of incorrectness (aren't we always?)...there's a new website that's posted re-edited TV/radio commercials/jingles that are pretty funny: They've sliced-and-diced 33 commercials and have 'em up there, free for the taking.  Read the recent story from The New York Times right here...or check out the website: www.freespeechforsale.com
 
 
It's about to get a lot tougher on shoplifters...and on those of us worried about Big Brother knowing intimate details about our buying habits: Catching thieves is one thing, but allowing retailers unparalleled access to not only our buying habits, but our movements within a store is blowing the borders of privacy out altogether.  Read all about the latest technological advances and get a glimpse at your future.....
 
 
 
Still looking for a cool birthday (or other special occasion) gift that'll keep on giving, all year long?  Then give 'em a subscription to the Dose of Dover...the most reliable source of insights and no s*** ideas available on the planet.  (You can afford it...it's free!)  Be a big shot and share the wealth!  Sign-up for a subscription to the weekly Dose of Dover Newsletter right here!
 
 
 
 
Bad news for bulimics...Banned drugs, Part II: Our government's seriously considering the banning of a staple in American medicine cabinets since 1965, Syrup of Ipecac.  Thanks to the American Association of Poison Control Centers, syrup sales are going down the toilet.  Wanna read more?
 
 
It's time to level the playing field with the long-awaited new edition of Back Off! The Definitive Guide To Stopping Collection Agency Harassment:
 
 
Got credit problems? (Know someone who does?)  Wanna know more about the inner-workings of that black hole known as the credit reporting bureau?  You can get a digital copy of Ben's 1993 (#5) bestseller Life After Debt on-line, right now.  Read how right here.....
 
 
If you see glass on the ground next to your car, you might have encouraged the bad guys to smash-and-grab: Check out  the story by Tim Wyatt of The Dallas Morning News and find out how you can avoid a fast-growing type of crime that's affecting thousands of victims every month across the nation.  Or check out Ben's report on the topic (from Spring 2001) for News 8 At 9/Good Morning Texas on WFAA-TV/Channel 8-Dallas/Fort Worth.
 
 
Tired of the heat, the rain or other crappy (and downright oppressive) summertime weather yet?  Then get off your butt and start making travel plans for the lonnnnnnnng Labor Day weekend (now only 31 days away): Stretch your travel budget and get your Thanksgiving or Christmas-time travel planning handled now while you're at it. Check out Ben's no-brainer choice for hotel room or condo deals: www.hotels.com. 
 
 
Score one for the good guys and learn this valuable lesson now in case you ever have to get into a shoving contest with your automobile insurance company over something called "betterment": Farmers Insurance Group just got thumped for $2.4 million over this theory, routinely used to beat consumers down when they have to make repairs on their cars.  Read the story here...
 
Sooner or later, you're gonna have to go toe-to-toe with your insurance company over this "let's see how little we can pay" technique:  You really might wanna read more about "betterment" now, before you're twisted off and being emotionally and financially abused.....
 
 
Hey Moms & Dads: Tired of your computer catching more viruses than a Haitian Hooker? Wanna eliminate your chances of being fined or jailed for your kids' on-line shenanigans?  It's time to un-install Kazaa and Morpheus and check out the cutting-edge of on-line music buying for Windows users near-and-far: www.buymusic.com
 
Okay you Mac snobs, I know all about iTunes getting on-line with this service first, but in the big picture, who really cares?  You're still outnumbered about 9-to-1 by those of us (like me) who continue to fatten Bill Gates' wallet by the nanosecond.  Read all about it here...
 
 
Speaking of the Internet [God bless Al Gore] if you ever use "public" Internet access points, like at the library, at Kinko's or increasingly-popular cybercafes, you may have already (inadvertently) given up your passwords because of secretly-installed software!  Don't wanna make you too paranoid (okay, maybe just a little...) but the bad guys have taken to installing software on public computers that secretly logs individual keystrokes, giving up your most sensitive information to cyber-thieves.  Got that sick feeling in the bottom of your stomach, yet?  Then you'd better read more about it.....
 
 
You're not still spending money with those kind folks at the cable company...are you?  Read why Ben finally blew a gasket and fired his cable company after 16 loyal years...and you'll soon be firing yours, too.
 
 
While we're on the subject of thieves, isn't it time you got that unfinished business with our pals at the IRS handled for (hopefully) good?  Tie down those tax-related loose-ends on your terms and get a deal worked out before it's too late.  Non-filers...innocent spouses...941 (payroll taxes) for the entrepreneurs amongst us: Know all your options and learn why hiring an Enrolled Agent probably makes the most sense. 
 
 
Gotta have your Dover Radio Fix?  Here are two options:
    Call Ben on the air live, Tuesday mornings (as in this morning) on ABC Radio Network's Sirius [satellite] Channel 131 show with Mark Willis: It ain't perfect, and it's not 2 hours of Straight Dover, but it's better than nuthin':  (888) 782-5966.  (Limited show hours/limited window of opportunity to begin with...but it'll be expanding soon: 7:00a Pacific/8:00a Mountain/9:00a Central/10:00a Eastern.)
 
 
Whew! The Apocalypse has been avoided!!!  I'm talkin' about the Area Code Apocalypse that had been predicted for 2007:  What do you mean, you didn't get the memo?  There was a big buzz a few years ago that, because of the surge in cell, pager and fax numbers in the 1990s, the powers behind the telecommunications industry were predicting the addition of an extra digit to our phone numbers - increasing our phone numbers from 10 to 11 digits - over the next few years.
 
Thanks to the slowdown in the telecommunications industry, dialing doomsday has been averted...for now: Instead they'll just continue to confuse us by adding new area codes to fill demand.  Now put down the phone, keep your fingers in plain view, and read the whole story here..... 
 
 
Didja happen to miss the fastest (and most relevant) 2-hours in talkradio Sunday morning? Oops!  So did I!  Sleeping late?  Live outside of Southern California?  It doesn't matter: KFI canceled the show on Monday, June 23, 2003.  (Oh well...that's life in the radio world.)  Check out KFI's new weekend line-up by clicking here.
 
 
Beware of car salesmen (or anyone else for that matter) using their religious beliefs as a marketing tool!  You won't believe the latest horror-story involving some cold-and-calculating low-lifes that give the industry a bad name...Plus: What you've got to know to get your car through these treacherous summer temperatures!  Tips that'll keep your radiator (and temper) from boiling over--and your A/C running cool.  Check out the Thursday, July 31, 2003 edition of Ask Benjamin Dover from The Dallas Morning News right here!

 


 
 
 

 

 

 
 

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