|
New Page 1
|
 |
|
|
|
|
|
Good
Tuesday morning! Here's your weekly
and incredibly street-smart
Dose of
Dover
It's
your most reliable source for un-common
sense insight and
cover-your-hiney strategies you won't
be able to find anywhere else.
Take
your best shot...try to put me out of a job!
How?
Make everyone a little lot
smarter:
Forward
this to everyone in
your Address Book!
[C'mon...be
a big shot!]
Spread
the wealth and share the Tao of
Dover: Lots of eye-opening
Tuesday,
October 28 2003:
"Courage
is knowing what not to fear."
- Plato

It's
really pretty simple to improve your marriage, your
health, your outlook on life...even your income! Forgive
and forget:
Okay, while I'm personally doing better on my ability to
forgive, I've got my work cut out for me on the
forgetting-side of the equation. According to experts, there's
strong evidence that forgiving those that have "done
us wrong" over the years actually will improve our
quality of life on many levels.
"Chronic unforgiveness causes stress"
says Everett Worthington, executive director of an organization
that's grabbing headlines for its research in this area of
mental and physical health.
"Every time people
think of their transgressor, their bodies respond. Blood
pressure and heart rates go up. Facial muscles tense,
stress hormones kick in. Chronic stress affects the immune
and cardiovascular systems. Forgiveness reduces stress by
replacing negative emotions with positive ones."
Maybe
Don Henley spotted this correlation years ago: His
ode to forgiveness "Heart
of the Matter" certainly hammered some of
these points home when it was released in the early
1990s. From forgiving spouses to forgiving parents,
the upside is startling. According to the recent feature
story in USA Today, studies have also found these
links between forgiveness and...
- Reduced
blood pressure and stress hormone levels,
especially among low-income blacks
- Less pain, depression and anger in patients with
chronic back pain
- Fewer relapses in women in substance abuse
programs
- Fewer symptoms of depression and stress and a
higher quality of life for HIV/AIDS patients

Hate spam? Here's a solution that everyone can
immediately benefit from:
Please...sit down and get ready for some cyber-life
changing strategies guaranteed to help you manage your
Inbox. That saying "what's old is new again"
comes to mind.....

Wanna give those sterile computer components a
"new" look? Forget
boring black, white or gray computer cases, CD burners or
other peripherals. Think
"Toys 'R Us" meets "CompUSA"...

Got an aging Mom, Dad, grandparent or other special
person that you need help keeping an eye on?
Here's
a solution to a challenge all of us are going to have to
deal with sooner or later-and another example of why we
should all thank Al Gore for inventing the Internet.....

NostraDover, Part I-Bad credit can mean more than just
paying higher interest rates. Texas lawmakers are finally
going after the insurance companies for holding consumers
hostage over negative credit information: I've
been warning you about this for over a decade. My
biggest beef against the insurance industry: While they
might be right to make a connection between bad credit
and higher insurance risks, the assumption that they're
making decisions using accurate credit information is wrong.
As I've consistently proven over the years, an unacceptably
high percentage of credit reports contain outdated,
erroneous or just flat-assed incorrect information. Hopefully
one lawmaker's mission will take root and spread throughout
all 50 states; read why you'd better pray he's
successful.....

Anyone else feel the same impulse to crank up the Village
People's "Macho Man" after watching the new
"Brawny man" paper towel TV commercials? They've
re-made the image of the nation's #2 paper towel maker,
thinking that a lumberjack hawking their product will be
just the remedy for their mustachioed-face leftover from the
1970s. Apparently, "women love him." Yeah, and
I'll bet he's got a fair-share of male fans too; read
more about the great make-over of 2003.....

Here's one more example of our tax dollars being wasted!
The Senate's spinning its wheels passing a law by a 97-0
margin that will never be enforceable: Why'd
they do it? Either because it'll make 'em look good when
they come up for re-election or because no one wants to vote
against anti-spam legislation. Read
more about the latest "cause" pursued by the Silly
Bastards Inside the Beltway.....

Bait-and-switch
is such a common landmine for consumers trying to finance
(or re-fi) a mortgage. Don't get caught in their
expensive traps--but take the Dover-proven route to
stress-free finance, and take advantage while interest rates
are STILL at incredibly-low levels! Ben's
no-brainer choice for any/all of your mortgage needs?
Easy...do it all on-line
or on the phone with the official
mortgage company of www.benjamindover.com
and your first (and only) stop:
W.R.
Starkey Mortgage.
Since
we're talking about moving, let's go
down your "things to do" checklist: Moved
your phone service and utilities?
[Check!]
Put in your change of address on your mail?
[Check!!]
Have all of your belongings held
hostage by some rogue movers? [Check...not!!!]
Do your homework
(first) and choose the right
moving company! Ben's
Moving Tips will save you time, money and
lots-o-heartache.....

Want to predict a heart attack with enough notice
to possibly avoid it altogether?
Doctors appear to have discovered a new blood test that may
help thousands of coronary patients avoid a ride in an
ambulance...and then, a hearse. Great news since 47% of the
1.1 million people suffering heart attacks every year die; read
more about a new procedure that may put you in the 53rd
percentile.....

Better living through alcohol-Part One: Now you can skip
lifting weights or working out to improve your muscle
strength! Drink vodka! At least that's what Liza Minnelli's punching
bag soon-to-be-ex-husband is claiming:
Oh yes, the
truth really is stranger than fiction...
Popeye ate his spinach, Bruce Banner lost his temper to
gain his super-strength...and Liza pounded vodka:
Read
what a Russian bartender and expert on the subject thinks
about David Gest's claims.

Better
(more profitable) living through alcohol-Part Two: I
think I know why portraits George Washington always portray
a rather depressed-looking demeanor. Maybe he was hung-over:
Yes, the father of our country
liked his whiskey, and started his own distillery after he
left office in 1979. He made a profit of over $105,000 (in
2003 dollars) in his first year of business by warming the
souls of early Americans with over 11,000 gallons of
whiskey. Now
his estate is preparing to auction off 96 bottles of
hooch-here's how you can get a sip of George's Private
Stock...
Here's why your wallet's about to shrink while
your waistline expands: Some
of the nation's biggest restaurant chains are poised to
raise prices. Find
out if one of your favorites is on the list.

Do
you know what to do if you happen to miss your
weekly Dose of Dover?
Aside from blaming your ISP (taking anti-spam
measures) for it, take the path of least resistance: Read
the latest edition in the Dose of Dover archive right here!

NostraDover, Part II-I warned you this product
was a scam...I wasn't surprised when the FTC went after them
for promoting false claims and now they're going out of
business: Oh sure, anyone
can lose weight while they sleep...not. Say
buh-bye to Body Solutions.....

Instead of trying a flaky weight loss strategy like Body
Solutions, why not try something guaranteed to work every
time? It's called creative labeling.
Women have been jamming their feet into shoes two sizes too
small forever because they don't wanna admit to wearing a
larger shoe. Find
out how some manufacturers are cashing in-it's another
reminder that perception is reality...

Looking for a holiday
gift this year? Think about making a donation in the name of
someone you love. Ben's pick of the week? Appropriately-timed
with the recent FDA announcement about some breakthrough
drugs for Alzheimer's patients, let me suggest that
Leeza
Gibbons' Memory Centers, founded in honor of Leeza's
Mom (who was diagnosed with the condition a couple of years
ago) is a worthy recipient of your holiday donation dollars.
The
Memory Foundation's determined to not just help find a cure,
but to help families coping with the challenges of
Alzheimer's.....

The
smell...wonderful. The lighting-soft. And the sound? Seductive.
It's the newest strategy behind Detroit's quest for your love
money: You're
about to have your eyes opened to the 21st
century reality that it's really not your Dad's
Cadillac, or Lincoln or VW.....
DON'T
get taken in by radio-commercial claims from
car leasing companies out to get you hooked
and then set to wear you down and beat the
emotional (and maybe financial) daylights out of you!
Check out Ben's free Smart Car
Seminar automotive acquisition tips right
here!
Here's
the first and last automobile leasing company
you'll ever need to deal with, no matter where
you live...Benjamin Dover-endorsed Manufacturers
Auto Leasing! They
have loyal clients across the entire state of Texas
and around the nation. Why?
Because they'll take care of
you better than anyone else out there!
By
the way: If
you're facing one of those upside-down scenarios (car
business term meaning you're financially buried), or
maybe you simply want to bail on your current vehicle
and need someone to get creative on your behalf,
Manufacturers
Auto Leasing is
the best in the business. Period.
NostraDover, Part
III-I warned you over a year ago that your boss
might actually be looking forward to your death. Why? Simple...it's
called profit! You'd be surprised how many companies have
quietly insured their employees, reaping huge tax-free
windfalls from life insurance proceeds, frequently years
after the employee has left the company. Now
lawmakers are trying to close this blood-money driven
loophole.....

Don't
make
the mistake of trying to deal with the
IRS on your own. Lousy advice
could not only cost you dearly, it could really jack up
your total tax bill eventually owed...late fees,
interest and/or fines can jump to levels that'll make you
think about learning Spanish and heading south of the
border. If you've got
some tax-related challenges, now's
the time to tie
down those loose-ends on your terms and get
a deal worked out before it's too late.
Non-filers...innocent spouses...941 (payroll taxes) for
the entrepreneurs amongst us: Know
all your options and learn why hiring an Enrolled
Agent probably makes the most sense.

Wanna avoid a stay in your local hospital's burn
unit? Don't talk on your cell phone while you put gas in
your car: Yeah, I know I
know I know...I've read the assorted "urban
legend" like stories about cell phones and
static electricity and all of that. But now comes official
word from Nokia that exploding cell phone batteries is
indeed, a real possibility. If
you're one of the millions of Nokia users (like I am), you
might want to read this.....

The friendly skies
are about to become the more crowded skies: The
FAA has just made some moves that'll put more jets in the
air by 2005. Please
return your seat to the upright position, store your tray
and read more about it...

Dontcha hate being wedged into an airplane seat,
only to have the clown in front of you recline-away what
little space you have left? The
newest gadget to protect your airline space is being banned
by Northwest Airlines. Here's
why.

You'd
better get off your rear and start making travel
plans for the Thanksgiving holidays now! (Especially
since it's just 30
days away): Get
more bang for your turkey buck by getting Thanksgiving
and Christmas-time travel planning handled now.
Check out Ben's reliable, no-brainer choice for consistently
affordable and competitively priced hotel room or condo
deals: www.hotels.com.
Speaking of
Thanksgiving...wanna be a hero this year for a change?
Instead of showing up at someone's house with a cheapo
bottle of wine that either nobody will drink or it'll
end up being "re-gifted" somewhere down the road,
bring something that's sure to set you apart!
Screw-off tops or canned cranberry
sauce can be the quickest way to be de-invited for future
events so spend a few bucks and do a little planning today
to bring beautiful flowers, direct from Hawaii with you.
Ben's affordable
choice? Tropical
Colors. Order
on-line or give 'em a call toll-free (remember to call after
1p ET/12n CT/11a MT and 10a PT because of the time
difference): (800)
965-9732.

Prostate
cancer-you talkin' to me? Robert
DeNiro goes public about his condition,
spiking public awareness about this condition. Riddle
of the week: What
do prostate cancer and rattlesnakes have in common?

Think your cell phone bill is high? Try
getting a $39,000 bill in the mail: It
happened to a guy in Michigan; apparently someone stole his
identity to open an AT&T Wireless account in his name
and started saying more than "can you hear me
now?" to points in Kenya, Nigeria and Germany. But
is this guy responsible for the bill?
This story serves as another reminder of the damage
caused by identity theft... and
it's another chance to remind
you about my comprehensive resource section for ID theft
victims...

Internet ID fraud complaints have tripled: What's the
biggest reason for this spike? Gullible
victims. Yes, you're your own worst enemy I'm afraid...read
how and why.

Dontcha
love the amazing resources I compile every week in
the Dose of Dover? Good! Then no whining about having to
sign-up for free access: Like anything in
life, there's always gonna be a trade-off on some level. I
embed dozens of links in every edition of this newsletter,
and my frequent sources, The
New York Times, The
Dallas Morning News, The
Los Angeles Times, The
Orange County Register and
USA
Today require varying levels
of registration in order to access their websites for free...with
one small caveat: If you try to hit an older story,
there's a reasonable chance that the news organization has
either moved the story to a new URL, or to their archives.
If it's archived, there's a high probability that they'll
charge you for access to the story...usually under $3.
Don't whine about it...just pay 'em if you wanna read it--or
not. It's always your choice.
Also
worth noting: Nowhere
is it written that you have to give them accurate
information when you sign up for free access on their
website. They'd like you to, but they'll never
really know. So use a disposable e-mail address (like Hotmail
or Yahoo)
and get creative when you register. But
just remember: They/we are giving
you a tremendous service for a great price...free!
So no complaining...

Do you use AOL? Did you know that your Big
Brother in Virginia has quietly deactivated some of your
computer's features by remote control? You
see, they know what's best for you so just lean
back and let them do whatever they want to your private
property.....

As long as we're on the topic of Big Brother and
computers, don't forget that your employer owns that
computer you're working on at the office or for the
company...especially helpful advice if you spend any amount
of time on porn sites: Read
why you really need to remember this little detail or risk
embarrassment-or even a firing.

Yo yo yo!!! Have you heard about the newest
update of one of America's classic board games? Instead of
trying to corner the real estate market by buying up
properties like Park Place or Boardwalk, Ghettopoly's
"playas" build crack houses on Cheap Trick
Avenue... moving game pieces
like a marijuana leaf around a game-board emblazoned with a
caricature of a black man with outstretched arms, holding a
submachine gun and bottle of malt liquor. Needless
to say Hasbro, Monopoly's owner isn't terribly amused, nor
is the NAACP.....

Still
looking for a cool birthday (or other special occasion) gift
that'll keep on giving, all
year
long? Then give
'em a subscription to the Dose
of Dover...the
most reliable source of insight and no
s*** ideas available on the planet.
(You can afford it...it's free!)
Time to share the wealth! Sign-up
for a subscription to the weekly Dose of Dover
Newsletter right
here!

You're not gonna believe the name of a street in
northern England: Sure,
the three keys to succeeding in the real estate game is
still location, location, location. So
why would anyone buy a home located on a street with such an
offensive name?

Why do Americans continue to be penalized for being
innovators? We get stuck with
higher prescription costs and many consumers are buying
their medications outside U.S. borders at deeper discounts. Now
students are using the same strategy to save cash on
textbooks. Something's incredibly wrong with this picture...

Struggling with your
monthly house payment? You might not have to if you take
this shot of Dover Mortgage-related Common Sense!
Especially if you're a Texan (God bless the intelligent
voters that allowed Proposition 6 to pass last month),
homeowners over the age of 62 in Texas (other states
age-limits will vary) can eliminate their monthly house
payments if they know where to go. Oh yeah...here's
where you can find more info on how to stretch those
fixed-budgets.....

|
|
|
|
|
|
|
|
|