
Would you put a dookie-covered cellphone up to
your ear? Apparently some people will do anything
in the spirit of "can you hear me now?"
Uggghhh.
Not only did this dolt try to
fish a phone outta the toilet, he inflicted
immeasurable inconvenience on thousands of New
York City commuters.
This
guy's head should be flushed.....

Soft music.
Candlelight. A seductive dinner...at McDonald's?!?
It's the latest trend in the fast food industry and
as silly as it might sound, Ronald's
People are testing "The Arch Bistro,"
think Big Macs with chandeliers, leather couches and
extra cholesterol. Can you say McSilly?

Because you don't have enough crap in your
e-mail's "Inbox," here's one more reason
for you to find your next travel on Orbitz...not!
A recent security breach on the popular
travel website allowed spammers to acquire
customer's e-mail addresses.
Here's
one more reason why they should give the death
penalty to these scumbag cyber-abusers.....

Didja hear where the latest spies are showing up
in America? Try high school football games on Friday
nights!
How and why are they doing it?
The first is easy to answer-and can be found in your
friendly neighborhood
Radio
Shack. And #2? Because they can. Do you
use a cordless phone at home? You might be surprised
who's listening in on your not-so-private
conversations....there's a lesson to be learned from
this one, kids.
Oh
yeah: Loose lips (still) sink ships.....

Do you write hot checks? I'll betcha do...and
you're not a criminal, either:
You're
just mailing out checks with the expectation that
future deposits will cover your
paper-promises-to-pay...but "W" just cut
you off at the check-clearing pass-it's called the
Check
Clearing For The 21st Century Act
(don't blame me, I didn't name it). Add float to the
list of distant (and fond) memories from the good
'ole 20
th century.
More
importantly, here's why you'd better have the cash
before you mail that check or whip out your ATM
card.....

I wonder if this thief took the movie "My
Left Foot" too seriously? How do you say
"oops" in Japanese, anyway?
Tokyo
Police arrested a man for stealing shoes from a
hospital-then found a collection of 440 women's
shoes...all for the left foot! Hmmmmm...'nuff said,
Dr. Scholl. Read more, ya sicko.....

Quit focusing on Thanksgiving, and focus on
something you can really feast on-like declining
interest rates!
What...you didn't think I'd
miss a chance to for a shameless plug of
the best mortgage company in the country, didja?
C'mon...mortgage
rates are down this week, so why not do something
financially-positive for the coming New Year?
Take the Dover-proven
route to stress-free finance, and take advantage
while interest rates are STILL at incredibly-low
levels! Ben's
no-brainer choice for any/all of your mortgage
needs? Easy...do
it all on-line
or on the phone with the
official mortgage company of www.benjamindover.com
and your first (and only)
stop: W.R.
Starkey Mortgage.
Since
we're talking about moving, let's go
down your "things to do" checklist:
Moved your phone
service and utilities? [Check!]
Put in your change of address on your mail?
[Check!!]
Have all of your belongings
held hostage by some rogue movers? [Check...not!!!]
Do your homework
(first) and choose the right moving
company! Ben's
Moving Tips will save you time, money and
lots-o-heartache.....

Bad customer
service really stinks! Wanna get a little revenge, and
get paid for it? Yes,
some dreams can come true, here's how to make some
extra dough in your.....

Wal-Mart says they're revamping their website,
hoping to appeal to holiday shoppers. I wonder if
they're selling Green Cards on Aisle 5 this year?
C'mon...just a little Bentonville-based humor for ya.
According to
The
Wall Street Journal: "Drawing
on extensive research into its potential customers, Walmart.com
is going into this holiday season with gift baskets
featuring Starbucks
Corp. products, an expanded electronics
department and a fine-jewelry department showcasing
diamonds. Three years after an extensive overhaul,
the Wal-Mart
Stores Inc. Web site has
ditched household products such as Tide, Tylenol and
toilet paper in favor of furniture and special
tires. Overall Internet sales this holiday season
are expected to grow 30% from a year earlier."
Hmmmmm, I wonder if
they're feeling some pressure from Costco?
Read
more about what the planet's biggest retailer is
doing to increase holiday cyber-sales this year.....

I wonder if these latest airliner
terrorists were from a third world swamp...like
Louisiana? Didja hear about the latest reign of
terror at 30,000 feet?
It's possible
that these instigators could end up getting the
death penalty and, in an unusual stroke of justice,
be turned into a pair of shoes, a belt or even a
wallet.
Have
we descended to the same primitive levels of
"justice" as some of the
recently-televised Saddamites? It's possible...read
more and decide for yourself.....

Still
looking for a cool birthday (or other special
occasion) gift that'll keep on giving, all
year
long? Then
give 'em a subscription to the Dose
of Dover...the
most reliable source of
insight and no s*** ideas available on the planet.
(You can afford it...it's free!)
Time to share the wealth! Sign-up
for a subscription to the weekly Dose of
Dover Newsletter right
here!

Decrease your chances of an automobile
accident-and no, I'm not gonna whip you over talking
on your cell phone: Here's
the one simple thing that you can do to lessen
your chances of a visit to the body shop, or the
ER.....

Speaking
of automobiles: DON'T get taken in
by radio-commercial claims from car leasing
companies out to get you hooked and then
set to wear you down and beat the emotional
(and maybe financial) daylights out of you! Check
out Ben's free Smart Car Seminar automotive
acquisition tips right
here!
Here's
the first and last automobile leasing
company you'll ever need to deal with, no matter where
you live...Benjamin Dover-endorsed Manufacturers
Auto Leasing! They
have loyal clients across the entire state of
Texas and around the nation. Why?
Because they'll take care of
you better than anyone else out there!
By
the way: If
you're facing one of those upside-down scenarios
(car business term meaning you're financially
buried), or maybe you simply want to bail on your
current vehicle and need someone to get creative
on your behalf, Manufacturers
Auto Leasing is
the best in the business.
Period.

Yo, yo, yo! Part II-Quit pickin' on
Puffy, or is it Puffy Daddy? Or is it P. Diddy? Or
the Puffenator? Hell, I can't keep track-but if
you've got any non-Americans doing any work for
you around the house, you shouldn't be throwing
stones at Sean "Puffy" Combs:
I
never thought I'd see the day where I'd be coming
to the defense of
Puffy
Combs, but this recent
"controversy" about his clothing company
being supplied with the work of Honduran sweat
shop workers is silly. As long as America imports
any sort of clothing from outside U.S. borders,
you're going to see sweatshop conditions providing
these cheap(er) products. While we're at it, let's
start checking the green cards of yard-care
workers from coast-to-coast.
Or
maybe at your neighborhood Wal-Mart. Set
the mood with some old Run-DMC and read more
here.....

Not a fan of the IRS? (Part I)...Then why are so
many of you leaving your own money on the tax table?
More specifically, over a 116,000 of you have left
over $50 million on the table. Here's
how to figure out if you're one of the generous (or
is it forgetful?) ones....

Not a fan of the IRS?(Part II)...Then maybe
that's why more Americans say it's okay to cheat 'em?
Recent numbers released by the
biggest-and-baddest debt collector on the planet
indicate that the "it's okay to cheat"
attitude has risen by 50% over the last four years.
Before
you sign-and-seal that next tax return, you might
want to review this latest warning of bad things to
come.....

Not a fan of the
IRS? Part III-Don't even think about trying to
make a deal with the IRS on your own!
Lousy advice could not only cost you dearly, it
could really jack up your total tax bill eventually
owed...late fees, interest and/or fines can jump to
levels that'll make you think about learning Spanish
and heading south of the border. If you've got some
tax-related challenges, now's the time to tie down
those loose-ends on your terms and get a deal worked
out before it's too late. Non-filers...innocent
spouses...941 (payroll taxes) for the entrepreneurs
amongst us: Know
all your options and learn why hiring an Enrolled
Agent probably makes the most sense.

Now that they're off the financial
ropes, there's something really special in the air
at American Airlines. It's called more
flights:
More choices are in store
for fliers of the world's biggest airline...just in
time for the holidays.
Please
remove all sharp objects from your carry on bag and
read all about it....

You'd
better get off your rear and start making
travel plans for the Thanksgiving holidays
now! (Especially since it's just 23
days away): Get
more bang for your turkey buck by getting Thanksgiving
and Christmas-time travel planning
handled
now. Check out Ben's
reliable, no-brainer choice for consistently
affordable and competitively priced hotel room
or condo deals:
www.hotels.com.
Speaking
of Thanksgiving: Why not be a hero this year for a
change? Instead of showing up at someone's house
with a cheapo bottle of wine that either nobody will
drink or it'll end up being
"re-gifted" somewhere down the road, bring
something that's sure to set you apart!
Screw-off tops or canned cranberry sauce can be the
quickest way to be de-invited for future events so
spend a few bucks and do a little planning today to
bring beautiful flowers, direct from Hawaii with
you. Ben's
affordable choice? Tropical
Colors. Order on-line or
give 'em a call toll-free (remember to call after
1p ET/12n CT/11a MT and 10a PT because of the time
difference): (800)
965-9732.

Are you as sick as I am of reading
stories about spoiled punks from the world of
athletics? Then you're gonna love this breath of
fresh air that'll restore your faith in
young-mankind:
You've
gotta read about this Illinois high school
senior football star who showed a better sense of
fairness and ethics than any of the adults coaching
him. Yea for the good guys!

Do the frogs in your garden sound like they're
loaded? (And no...I'm not talkin' about my alma
mater TCU Horned Frogs-this time, anyway):
Researchers
have discovered developmental problems in frogs and
fish that have been exposed to antidepressants via
sewage treatment systems. Yes, it
is a small
world after all...and those Paxil, Zoloft and Prozac
pills you've been taking are finding their way into
the lower-rungs of our eco-system.
Before
you start spraying that DDT around the yard, you
might wanna renew your Sierra Club membership and
read more...

"Take this cell phone and shove it!"
More
Americans are going to relish expressing this
sentiment to their (cellular) phone company 20 days
from now
(when
the Cellphone Number Portability Act that I was
among the first to report about on this website
months ago becomes law) but the
onslaught of change could have a huge impact on our
eco-system. Geez...I'm really starting to sound like
a shill for the
Sierra
Club-but seriously folks, have you
thought about what happens to old cell phones?
When you switch cell phone companies, in most
cases your current phone won't work worth a damn, so
you'll trade up to a new model...and then what?
Toss
your old phone in a drawer for future use on a rainy
day? That's a waste, because you'll never use it
again. Give it a real second life that'll benefit
older consumers or battered women: I beat the rest
of the pack years ago when I first reported the
second life use of old cell phones-as 911 only
emergency phones.
(Read
my December 1998 article on the topic here.)
Grandma
or Grandpa want to have a cell phone for emergencies
only? Perfect! Here's another terrific use:
Donate
the old phone to your local women's shelter, and let
them arm those seeking refuge with a little extra
emergency-only cellular protection.
Or
help fund breast cancer research by recycling your
phone...click here for more info.
Bottom line? Don't throw your phone away.
Read
how they'll end up in landfills and begin their
toxic disintegration, leaching toxic metals and
chemicals into the ground and eventually, into the
water that those Prozac-loaded frogs and fish are
swimming in. Yummy...

If
you (or someone you know) is even
remotely thinking about paying some non-profit credit
counseling service, hiring a debt re-negotiation
company or filing for bankruptcy, you might wanna read
this first:
Trust
me, you'll be more informed and a
lot more grateful 10-minutes (or
less) from now.....

Speaking
of brain-damage, Californians should check out
this new section on my site that'll help
you get a handle on your rights if you do
decide to pull the ripcord (that's slang for
filing for bankruptcy) on your creditors:
It's a
Q&A
with one of the top bankruptcy attorneys in the
state, and
a chance to debunk the half-truths being spewed
by those bottom-feeding tele-terrorists.

Dontcha
love the amazing resources I compile
every week in the Dose of Dover? Good! Then no
whining about having to sign-up for free access:
Like anything in life,
there's always gonna be a trade-off on some level.
I embed dozens of links in every edition of this
newsletter, and my frequent sources,
The
New York Times, The
Dallas Morning News, The
Los Angeles Times, The
Orange County Register and USA
Today require
varying levels of registration in order to access
their websites for free...with
one small caveat: If you try to hit an older story,
there's a reasonable chance that the news
organization has either moved the story to a new
URL, or to their archives. If it's archived,
there's a high probability that they'll charge you
for access to the story...usually under $3.
Don't whine about it...just pay 'em if you wanna
read it--or not. It's always your choice.
Also
worth noting: Nowhere
is it written that you have to give them
accurate information when you sign up for free
access on their website.
They'd like you to, but they'll never really
know. So use a disposable e-mail address (like Hotmail
or Yahoo)
and get creative when you register. But
just remember: They/we are giving
you a tremendous service for a great
price...free! So no
complaining...

Love
that after-rebate sales price? Bite on
their "offer" and you're setting yourself
up for alotta heartache and hoops:
Don't waste your time on the penny-ante stuff
unless you're retired and/or have a buncha time on
your hands...Plus:
Buying or selling a
house can be financially stressful--here's how to
get some cash back, no matter which side of the
closing table you're sitting on. Keeping
your blood-pressure within AMA limits, one rebate
offer at a time, check
out the November 6, 2003 edition of Ask Benjamin
Dover from The Dallas Morning News right here!