|
New Page 1
|
 |
|
|
|
|
|
Good
Tuesday morning!
Here's your weekly
and incredibly street-smart
Dose of
Dover
It's your most reliable
source for un-common
sense insight and
cover-your-hiney strategies you won't
be able to find anywhere else.
Take your best shot...try
to put me out of a job!
How? Make
everyone a little lot
smarter:
Forward this to everyone
in your Address Book!
[C'mon...be a big
shot!]
Spread the wealth and share
the Tao of Dover:
Lots of eye-opening information
posted on
Tuesday,
December 9, 2003
"If you see
the bind you're in as bad luck, you're helpless.
If you see it as
a challenge, you're empowered."
Wanna
know how your phone company, many hotels and (of
course) your credit card company's increasing
their profits? Simple! They're screwing you and me
out of billions of dollars by burying us
with countless layers of unintelligible fees: From
"regulatory assessments" to
"handling" and "re-stocking"
charges, it's estimated they'll generate an extra
$100 million in fees for the hotel industry, $2
billion for the banks, and $11 billion for our
pals at the credit card companies. Oh
yeah: It also
adds an extra 20% to your monthly phone bill, too.
Pop
a Valium before you read this recent story from
The New York Times that made my blood pressure
spike about 100 points.....
Okay chicken,
so you didn't want to fight the brain-damage of
Thanksgiving travel...fine! Goin'
anywhere for Christmas? It's only 16
days away!) Get
more bang for your buck...check out Ben's
always reliable, no-brainer choice for consistently
affordable and competitively priced hotel room
or condo deals: www.hotels.com.
Some women are just plain nuts.
You'll understand why when you read about
the ridiculous
surgeries many are subjecting themselves to in
order to fit into a pair of Manolo Blahniks or
Jimmy Choos. (Blame
Sara Jessica Parker.....)
Whhhhhhhhhhhhhew!
What is that smell? It's
the latest weapon being used by crime-fighters
against drug dealers, hookers, squatters and
other street-vermin. Think
pull my finger on steroids...
Aside from this type of fraud being
illegal, it also makes it tougher on the rest of us
when we do have legitimate claims: LA
resident Bob Rivera had his purchase history
examined after breaking his kneecap in a fall at a
Von's supermarket in the late 1990's. Defense
attorneys representing Von's insurance company
strongly inferred that Mr. Rivera had a drinking
problem and may have been intoxicated when he fell.
Why? Because they analyzed the stuff he purchased at
Von's, thanks to his unsuspecting use of their Von's
Frequent Shopper card, their loyalty
card program designed to reward regular customers
with special discounts. Unfortunately and
unbeknownst to Mr. Rivera, they ended up using this
information against him. You
might wanna read my story from April '99 before you
swipe your card next time.....
(You've
gotta move on this 2003 Holiday Gift idea by
Thursday, December 11, 2003) How deep are
your pockets? Wanna even-up the gift-giving
score for the next coupla years?
Okay,
so this one's not for everyone's
budget...(but at least you won't have to worry about
fighting lines at the post office to get this gift
delivered on time).
Is
your life worth $1? What about the
lives of your family...are they worth a few
bucks? Put
your money where your mouth is and
change-out the batteries in your smoke
detectors, or
you could end up like the five pre-school
aged kids south of Houston last week.....
Don't
get suckered in by countless radio-commercial
claims from car leasing companies out
to hook you, wear you down...and
beat you into an emotional (and maybe
financial) pulp! Check
out Ben's free Smart Car Seminar automotive
acquisition tips right
here!
This
is a no-brainer, and they're the first
and last automobile leasing company
you'll ever need to deal with, no matter where
you live...Benjamin Dover-endorsed Manufacturers
Auto Leasing! They
have loyal clients across the entire state
of Texas and around the nation.
Why? Because
they'll take care of you better than
anyone else out there!
By
the way: If
you're facing one of those upside-down
scenarios (car business term meaning
you're financially buried), or maybe you
simply want to bail on your current
vehicle and need someone to get creative
on your behalf, Manufacturers
Auto Leasing is
the best in the business.
Period.
From
the sucker's born every minute file
comes this letter: "One
of my children was extremely delinquent
in paying several credit cards. These
cards are now paid off. A
representative of one of the credit
bureaus told me that these delinquencies
would continue to show on her credit
report for the next seven to 10 years,
but that for $198 plus $12 shipping and
handling, the credit report could be
cleared within 30 days. A refund of the
money she pays is guaranteed within that
time period. Is this a valid offer
or a scam?"
You're kidding...right? Save
your dough and wake up.....
Think
credit's too easy in this country?
Wait 'til you hear what's
happening in South Korea:
"There was the teenager
who turned to prostitution to
pay off her credit card bills,
or the young couple (both
college students) who racked
up $250,000 on their credit
cards despite having virtually
no income...or the man in his
40s who was carrying a cyanide
pill when he came into the
office." If
misery loves company,
you'll be happy to hear that
nearly one in six working South
Koreans - are delinquent in
their credit-card payments.
Amazing, and worth the read.....
Speaking
of credit and borrowing,
didja hear about the
mortgage company that
was able to step in and
close a
"tough" loan
on less than 24 hours
notice? Despite all
of the paperwork and
(perceived) brain-damage
that goes with the home
buying process, the
first mortgage company
that was supposed to
close fell apart and set
the stage for the save
of the century by my
friends at W.R.
Starkey Mortgage.
And
what's really amazing
about this story are the
facts of the deal: A
pock-marked credit
report, a non-conforming
loan and a short-fuse
couldn't keep Starkey
from delivering the
goods for a grateful
homeowner, which brings
me to the moral of the
story...
Don't
screw around with a
buncha pikers that make mortgage
promises they'll never
be able to keep!
You might think you're
getting a good deal, but
it'll likely blow
up in your face when
push-comes-to-shove and
they can't close.
Then your problems
really begin. W.R.
Starkey has the Dover
Seal of Approval because
they're the best, no-B.S.
mortgage company in the
nation...period.
They
deliver and make home
buyers the winners
and long-term
beneficiaries of Starkey's commitment
to their company
positioning statement:
"A
different kind or
mortgage company where
people come first."
You really can
bank on it, folks.
Take
the Dover-proven
route to stress-free
finance, and take
advantage while interest
rates are STILL at
incredibly-low levels!
Ben's
no-brainer choice for
any/all of your mortgage
needs? Easy...do
it all on-line
or
on the phone with the
official mortgage
company of www.benjamindover.com
and
your first (and only)
stop: W.R.
Starkey Mortgage.
It's
easy to get
educated about the
process first...(plus the
price is
right...how about free?!?)
Everything
you need to know is only
a click away. Get
your copy of Bens'
2003 Home Buyer's Guide
by clicking here.
Going
in for surgery any time
soon? You'll think
twice about using
cadaver parts for
transplantation after
you hear what happened
to this kid in Denver:
I'm not out trying to
sabotage donor programs,
either. My
mission? To keep
you informed...(and
alive.)
Dontcha
love the amazing
resources I compile
every week in the Dose
of Dover? Good! Then
don't whine about
having to sign-up for
free access:
Like
anything in life,
there's always gonna
be a trade-off on some
level. I embed dozens
of links in every
edition of this
newsletter, and my
frequent sources,
The
New York Times,
The
Dallas Morning News,
The
Los Angeles Times,
The
Orange County Register
and USA
Today require
varying levels of
registration in order
to access their
websites for free...with
one small caveat: If
you try to hit an
older story,
there's a reasonable
chance that the news
organization has
either moved the story
to a new URL, or to
their archives.
If it's archived,
there's a high
probability that
they'll charge you for
access to the
story...usually under
$3. Don't whine
about it...just pay 'em
if you wanna read
it--or not. It's
always your choice.
Also
worth noting:
Nowhere
is it written that
you have to give
accurate information
when you sign up for
free access on their
website.
They'd like you to,
but they'll never
really know. So use
a disposable e-mail
address (like Hotmail
or
Yahoo)
and get creative
when you register.
But
just remember:
They/we are giving
you a tremendous
service for a great
price...free!
So no
complaining...
Why
not help Mom
& Dad (or Grandma
& Grandpa) do a
little fancy financial
footwork and allow
them to live in
their homes until they
pass on without a
mortgage payment, or
even pull a wad
of cash outta the deal
while they're at it?
I've
already done the
research for you on
reverse mortgages.
Now it's your turn to
help an older
homeowner take
advantage of this
fantastic financial
product.
Still
looking for a cool
holiday, birthday (or
other special
occasion) gift that'll
keep on giving, all
year
long? Give
'em a subscription to the
Dose
of Dover...the
most
reliable source of
insight and no s***
ideas available on the
planet.
(You can afford
it...it's free!)
Time to share
the wealth!
Sign-up
for a subscription
to the weekly Dose of
Dover Newsletter right
here!
Worried
about giving up your Social Security Number the
next time you "open wide" and say
"ahhhhhhh"?
You should...here's why!
Plus...There's
a good chance that your Santa-at-the-Mail
might have a criminal record...And:
How To Avoid The "Re-Gifting" trap
this year. Helping
you avoid life's landmines (one crappy present
at a time),
check
out this Thursday's (December 11, 2003) edition
of Ask Benjamin Dover from The Dallas Morning
News right here!
|
|
|
|
|
|
|
|
|
