Since we're on the subject of keeping
you informed and in the loop, do you know what’s on your
credit report? Here’s how to get a free copy, right
here/right now! Look Einstein, your credit scores
change every single hour–when
was the last time you saw a copy of yours?
Click
here and get a look at your reports...
There’s no such thing as a free lunch:
Just because they position themselves as a source for a
"free credit report," it doesn’t mean that they’re really
free. They’ll give you a free 30-day trial with the hope
that you won’t cancel and you’ll stick around for an entire
year, but this service really is free if you cancel before
the 30-days is up,
so
go for it.
Speaking of Internet Ethics—should
you have to pay for WiFi access if you discovered a neighbor
foolishly failed to encrypt their wireless network in their
near-by home or apartment?
It’s one of those burning questions that doesn’t require a
shot of penicillin, just another Dose of Dover, by way of
The New York Time’s “Ethicist” Randy Cohen…..
Let’s see–it’s the "off-time" of year
and interest rates are at 6-month lows. What other
kicks-in-the-butt do you need to move into the home
ownership world? Maybe you already own a home and
just need to re-fi your investment, now's the time to get
off the proverbial dime. Ben's no-brainer choice?
W.R. Starkey Mortgage has the Dover Seal of Approval
because they're the best, no-B.S. mortgage company in the
nation...period. They consistently
deliver on their company credo:
"A different kind or mortgage
company where people come first."
If you're considering taking the home
ownership plunge this year, get smart(er) about the
process:
Click here
to get your free copy of Ben's 2004 Home Buyer's Guide.
Take the Dover-proven route to
stress-free finance, and take advantage while interest rates
are STILL at incredibly-low levels! Do it all
on-line or
on the phone with the official mortgage company of
www.benjamindover.com and your first (and only)
stop:
W.R. Starkey
Mortgage. Find
a location near you
or
call their main number, toll-free:
(888) 282-6632
Looking for a good night’s sleep?
Stay away from the hospital! Aside from lousy
food and the fact that you’re usually surrounded by a buncha
sick people, they’re terrible places to try to get a good
night’s rest. As an expert from my many post-motorcycle
accidents stays, I always thought it was more than ironic
when a nurse would pop in at 2 a.m., put a blood pressure
cuff on my arm and check my pupil dilation by shining a
penlight in my eyes—and then have the audacity to ask me why
I wasn’t sleeping.
Read the latest medical revelation from The Mayo Clinic….
Looking for a real deal on higher-end
Valentine's Day-related baubles? The big day's only
4 days away...more
motivation to check out Ben's
diamond/jewelry buying tips...all
assembled in one easy-to-reference section.....
Looking
for a good deal on a phony ID? Your source might be
better—and closer—that you think! Good ol’
fashioned bribery is alive and well in America. In this day
and age of national hyper-vigilance, the biggest hole in our
safety plan appears to be at your local DMV office.
Things have sure come a long way since I used to make fake
black and white California driver’s licenses in the early
1970s…..
NostraDover strikes again, Part I:
Officials are warning of a “new credit card scam” that’s not
that new—I told you all about here months ago (May 13, 2003
to be exact). Circle the wagons and hang on to
your credit cards.
Here’s why.
NostraDover strikes again, Part
II: Law enforcement is warning consumers about a
counterfeit cashier’s check scheme victimizing consumers—something
first reported on this site in May ’03 and in my
Dallas Morning News column on June 5, 2003.
Yawn…you want an edge and vision? I’m your source,
kids.
Read more from this week's scintillating headlines…..
Don't go broke this Valentine's
Day...just 4
days away: Here are some gift ideas that'll stretch
your love-budget a little further.....
Incredible
flowers--not overpriced roses--but beautiful and affordable
flowers sent direct from Hawaii!
Give
the lady in your life something she'll
like for
a change?
Reverse
the hands of time--for him
or
for her?
Send
a gift that they'll love (and you can afford)?
NostraDover strikes again, Part
III: Divorcing any time in your future? You’d better split
the liabilities before you sign-off on the deal—something
I’ve been warning you about for years.
Now Bankrate.com is jumping on the bandwagon…read their take
on a Dover staple…..
Speaking of divorce—you might
experience a domestic realignment sooner-rather-than-later:
Especially after you review Ben’s “How To Catch A Cheating
Spouse” tips…just in time for Valentine’s Day…..
NostraDover strikes again, Part
IV?!? Glad they finally woke up!
“Experts” are warning consumers about the perils of trusting
their troubled finances to a credit counseling firm.
At the risk of breaking my shoulder patting myself on
the back,
I’ve been warning you about this one for over a decade;
check out the extensive section on this very-real risk for
the debt-challenged amongst us…..
IRS-related troubles still
hanging over your head? Personal or business
challenges aren't as hard to work out as you might think,
especially if you hire the right representation to cut a
deal with the world's most powerful debt collection agency.
Wanna read more about it?
Do you have gray hair? (Or no
hair?) You’re being targeted by the bad guys!
AARP’s putting the word out about the latest scam targeting
older consumers—fake Medicare discount drug cards.
What’s more traumatizing than being
flashed by another Whacko Jackson? Seeing our
legal system bogged down with another stupid lawsuit:
Thin-skinned Terri Carlin filed a proposed class action
lawsuit in Knoxville, TN over Janet’s nasty Super Stunt.
What an idiot—the next thing we’re gonna see is a lawsuit by
the Amish community about the televised scandal.
Oops,
nevermind…
Dontcha love the amazing
resources I compile every week in the Dose of Dover? Good!
Then don't whine about having to sign-up for free access:
Like anything in life, there's always gonna be a trade-off
on some level. I embed dozens of links in every edition of
this newsletter, and my frequent sources,
The New York Times,
The Dallas Morning News,
The Los Angeles Times,
The Orange County Register and
USA Today require varying levels of
registration in order to access their websites for
free...with one
small caveat: If you try to hit an older story, there's a
reasonable chance that the news organization has either
moved the story to a new URL, or to their archives. If it's
archived, there's a high probability that they'll charge you
for access to the story...usually under $3. Don't whine
about it...just pay 'em if you wanna read it--or not. It's
always your choice.
Also worth noting:
Nowhere is it written that you
have to give accurate information when you sign up for free
access on their website. They'd like you to,
but they'll never really know. So use a disposable e-mail
address (like
Hotmail or
Yahoo) and get creative when you
register. But just remember:
They/we are giving you a tremendous service for a great
price...free! So no complaining.....
When life happens (and it always
will), money can get awfully tight. Don't make bad
decisions that make a lousy situation even worse.
Here's where you can get your hands on Ben's popular
pull-no-punches books and fire the debt collectors!
Or maybe you need to
take legal actions and clear the slate in '04? Read more
here.....
Warning! The FDA’s going to make it
easier to understand warnings!
Oh good, combine that with child-proof caps and we’ll never
get what we need…..
Where can you find a jeweler you can
trust for repairs? Where can you go for a deal on a
high-end/pre-owned watch like a Rolex, or to customize a
current Rolex with a new watch face or band?
Turn up your speakers and learn more from Ben's streaming
video TV archive...
Expressing patriotic feelings that
“we’re #1!” costs one American tourist a $17,200 fine in
Brazil—are they just jealous, or just overly sensitive?
(How ’bout neither?)
Douglas Skolnick is not only a dope, but an Ugly American
Dope, learning the hard way during his recent trip south of
the equator…..
Still need to
score a Valentine's Day gift on a budget? Here's a gift
that'll keep on giving,
all year
long! Give 'em a subscription
to the
Dose
of Dover...the
most reliable source of insight and no
s*** ideas available on the planet.
(You can afford it...it's free!)
Time to share the wealth!
Sign-up for a subscription to the
weekly Dose of Dover Newsletter right
here!
Love is a many
splendid thing...until it goes awry: This
week's column will spin your head--let's see if we can avoid
the heartbreak of financial heartburn that goes with this
tough territory...Plus:
What you can do to keep tabs on your spouse's spending...And:
Suffering from loneliness? Maybe you're not setting yourself
up for success in the love department.
Guiding you through life's battlefield (one STD test at a
time),
check out the February 12, 2004 (Valentine's Day) edition of
Ask Benjamin Dover from The Dallas Morning News right
here!
