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Good Tuesday morning! Here's your
Dose of Dover...
Still your most reliable source for un-common sense insight and
cover-your-backside strategies this new year and beyond.
Take your best shot...try to put me out of a job!
How? Make everyone a little lot smarter:
Forward this to everyone in your Address Book!
[C'mon...be a big shot!]
Spread the wealth and share the Tao of Dover:
Lots of eye-opening information posted on
Tuesday, February 17, 2004:
"We need
men who can dream of things that never were."
–
John F. Kennedy





Let's talk
about GREAT customer service for a
change: It’s the slow-time of year and
interest rates are at ridiculously low
levels. What other
kicks-in-the-butt do you need to move
into the home ownership world?
Maybe you already own a home and just
need to re-fi your investment, now's the
time to get off the proverbial dime.
Ben's no-brainer choice?
W.R. Starkey Mortgage has the
Dover Seal of Approval because they're
the best, no-B.S. mortgage company in
the nation...period. They
consistently deliver on their company
credo:
"A different kind or mortgage company
where people come first."
If you're
considering taking the home ownership
plunge this year, get smart(er) about
the process:
Click here to get your free copy of Ben's 2004 Home Buyer's Guide.
Take the
Dover-proven route to stress-free
financing and take advantage of these
low interest rates: Do
it all
on-line or on the phone
with the official mortgage company of
www.benjamindover.com and
your first (and only) stop:
W.R. Starkey Mortgage. Find
a location near you
or
call their main number, toll-free:
(888) 282-6632
While
we're on the topic of Travelocity, it's
worth nothing that they're out to take
the fiction outta renting a car: If
you've ever been knocked off your feet
by a final car rental bill loaded with
an assortment of hidden fees and
surcharges, there may be hope for all of
us.
Here's why.

A dead battery
from all of this cold weather making you
think about getting a new set of wheels?
Time to cash in on [still] low interest
rates...lower financing rates will give you
more bang for your four-wheeled buck. Click here to get a free copy of Ben's Smart Car Seminar guide
to avoiding car-buying brain damage.
The key to avoiding
auto buying heartache is to deal with an
honest company in the first place:
No matter where you're located,
Manufacturer's Auto Leasing
delivers on that promise, and
more.
They've got the Dover Seal of Approval
because they really are auto experts you can
trust.
Check 'em out for yourself.....
The Tax Man Cometh,
Part I: Looking for a little tax
relief to take the sting out of having
[raising] kids in 2003? No problem, all
you've gotta do is prove you actually had a
kid! I'm serious...the IRS
is happy to give you a federal tax credit,
and since sending 'em a dirty diaper will
only get you audited for the rest of your
life, the next best thing is a birth
certificate.
Read more here.....
Speaking of proving you've
really got kids, getting passports
for 'em is getting tougher than ever
before:
Here's
why.

Still need to score a Valentine's
Day Fat Tuesday, Ash Wednesday
or St. Patty's Day gift on a budget?
Here's a gift that'll keep on giving,
all year
long! Give
'em a subscription to the
Dose of Dover...the
most reliable
source of insight and no s*** ideas
available on the planet.
(You can afford it...it's free!)
Time to share the wealth!
Sign-up
for a subscription to the weekly Dose of
Dover Newsletter right here
The Tax Man Stay-eth:
IRS-related troubles still
hanging over your head?
Personal or business challenges aren't as
hard to work out as you might think,
especially if you hire the right
representation to cut a deal with the
world's most powerful debt collection
agency.
Wanna read more about it?



Since we're on the
subject of keeping you informed and in
the loop, do you know what’s on your
credit report? Here’s how to get a
free copy, right here/right now!
C'mon Einstein, your credit
scores change every single hour–when
was the last time you saw a copy of
yours?
Click here and get a look at your reports...
There’s no
such thing as a free lunch:
Just because they
position themselves as a source for a
"free credit report," it doesn’t mean
that they’re really free. They’ll give
you a free 30-day trial with the hope
that you won’t cancel and you’ll stick
around for an entire year, but this
service really is free if you cancel
before the 30-days is up,
so go for it.

Forget
trash scams, gambling, protection money
or drugs. The easy money for "The Mob"
these days? Your telephone!!! They've
reached out and touched someone
alright...(all of us!) to the tune of
$200 million over the last five years.
Pour a glass of Chianti and read
more.....

Dontcha love
the amazing resources I compile
every week in the Dose of Dover? Good!
Then don't whine about having to sign-up
for free access: Like
anything in life, there's always gonna
be a trade-off on some level. I embed
dozens of links in every edition of this
newsletter, and my frequent sources,
The New York Times,
The Dallas Morning News,
The Los Angeles Times,
The Orange County Register
and
USA Today require
varying levels of registration in order
to access their websites for
free...with
one small caveat: If you try to hit an
older story, there's a reasonable chance
that the news organization has either
moved the story to a new URL, or to
their archives. If it's archived,
there's a high probability that they'll
charge you for access to the
story...usually under $3. Don't whine
about it...just pay 'em if you wanna
read it--or not. It's always your
choice.
Also worth
noting:
Nowhere is
it written that you have to give
accurate information when you sign up
for free access on their website.
They'd like you to, but they'll never
really know. So use a disposable e-mail
address (like
Hotmail or
Yahoo) and get
creative when you register.
But just remember:
They/we are giving you a tremendous
service for a great price...free! So
no complaining.....

When life
happens (and it always will), money can
get awfully tight. Don't make bad
decisions that make a lousy situation
even worse.
Here's where you can get your hands on
Ben's popular pull-no-punches books and
fire the debt collectors!
Or maybe you need to
take legal actions and clear the slate
in '04? Read more here.....

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