Do you know what’s on your credit report? Here’s how to get a free copy, right here/right now! Hey Einstein, your credit scores change every single hour–when was the last time you saw a copy of yours? Click here and get a look at your reports...

There’s no such thing as a free lunch: Just because they position themselves as a source for a "free credit report," it doesn’t mean that they’re really free. They’ll give you a free 30-day trial with the hope that you won’t cancel and you’ll stick around for an entire year, but this service really is free if you cancel before the 30-days is up, so go for it.

Wanna know why you should lease that next car instead of buy?  Because your body-style's gonna be long gone by the time you pay-off your loan...so why not lay the resale risk off on the leasing company?  You can not only still cash in on [still] low interest rates, but you can also cash in on all of those rebate offers while you're at it by applying the rebates to your lease deal!  Lower financing rates will give you more bang for your four-wheeled buck...click here to get a free copy of Ben's Smart Car Seminar guide to avoiding car-buying brain damage.

The key to avoiding auto buying heartache is to deal with an honest company in the first place: No matter where you're located, Manufacturer's Auto Leasing delivers on that promise, and more.  They've got the Dover Seal of Approval because they really are auto experts you can trust. Check 'em out for yourself.....

Dontcha love the amazing resources I compile every week in the Dose of Dover? Good! Then don't whine about having to sign-up for free access: Like anything in life, there's always gonna be a trade-off on some level. I embed dozens of links in every edition of this newsletter, and my frequent sources, The New York Times, The Dallas Morning News, The Los Angeles Times, The Orange County Register and USA Today require varying levels of registration in order to access their websites for free...with one small caveat: If you try to hit an older story, there's a reasonable chance that the news organization has either moved the story to a new URL, or to their archives.  If it's archived, there's a high probability that they'll charge you for access to the story...usually under $3.  Don't whine about it...just pay 'em if you wanna read it--or not.  It's always your choice.

Also worth noting: Nowhere is it written that you have to give accurate information when you sign up for free access on their website. They'd like you to, but they'll never really know. So use a disposable e-mail address (like Hotmail or Yahoo) and get creative when you register.  But just remember: They/we are giving you a tremendous service for a great price...free!  So no complaining.....