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Good Tuesday morning! 
Here's your weekly and incredibly street-smart 
Dose of Dover
It's your most reliable source for un-common sense insight and
cover-your-hiney strategies you won't be able to find anywhere else.
Take your best shot...try to put me out of a job!
How? Make everyone a little lot smarter:
Forward this to everyone in your Address Book!
[C'mon...be a big shot!]
Spread the wealth and share the Tao of Dover: 
Lots of eye-opening information posted on

 

 

 

Tuesday, March 9, 2004:
 
"A wise man's questions contain half the answer."
 
 
Could you be driving a lemon? Thinking about getting a new set of wheels and wanna know which ones you need to avoid?  Keep track of auto recalls and more:
    www.nhtsa.dot.gov: Federal government Web site that has a comprehensive recall database. File a complaint or check up on your own ride here.
    www.alldata.com: Free list of vehicle recalls and technical-service bulletins, which could be signals of potential future problems.
    www.autosafety.org: Watchdog group that tracks recalls and lets you file complaints, but they don't cover all vehicles.
 

 
My first Smart Car Seminar in a couple of years is coming up this Saturday, March 13, 004 in the North Dallas suburb of Addison (Texas): I’ve scheduled two seminar times (10:00 a.m. and 1:00 .m.), industry experts will be on hand to educate and answer questions on topics including:
 
  • Under the hood: When and where (and even more importantly, where not) to service your vehicle and still keep your warranty intact.
     
  • Car buying credit: A constantly changing category–we’ll focus on what the banks look for and what you can do right now to help yourself.
     
  • Leasing versus buying: Why you should lease and when you should buy–and what to do if you’re over (or even way under) your allowed miles.
     
  • Financing 2004: Sorting through those confusing incentive/rebate or 0% interest financing offers, how to save the most dough and even how to drive your way out of a bad current loan/lease balance.
Car appraisers will also be on hand to value your current ride...and for only $10 a credit expert will review (and counsel you one-on-one) your current credit reports. (They’ll obtain a copy and review with you on the spot!) Admission’s free but seating’s limited–register by calling (972) 960-1234 or on-line by clicking here.
 
 
Do you wonder how much an improvement would add to the overall value of your home?  Wonder no more.....
 
 
Spring is (finally) in the air...for most of us, anyway.  Here's the best investment you can make for the months ahead – get organized and commit to purge your junk: The best, Dover Certified pro ready to help you meet the challenge?  Professional organizer Tiffany Pine-Lastelick of www.tiffanyinorder.com She's not only good, she's alot more affordable than the competition:  (214) 904-9034
 
 
NostraDover confirms yet one more strike.  Big Brother is alive and well and happy to let you know everything you want about your friends, foes, neighbors, new love interests, old love interests...you get the picture...for less than $40!  This is no B.S. folks....I warned you about this company almost 2 years ago and now, Sam's Club is selling their new "background-check-in-a-box" software.  Scary stuff, and another reality of living in 2004 America.....
 
 
 
 
W.R. Starkey Mortgage has the Dover Seal of Approval because they're the best, no-B.S. mortgage company in the nation...period. They consistently deliver on their company credo: "A different kind or mortgage company where people come first." 

Get smart(er) about the process from start to finish: 
Click here to get your free copy of Ben's 2004 Home Buyer's Guide.  

Experience what stress-free financing is all about and take advantage of incredibly low interest rates:
Do it all on-line W.R. Starkey Mortgage,
or find a location near you: (888) 282-6632

And if you know a senior homeowner who's cash poor but is sitting on a wad of equity:
Here's how to flush out some cash so they can enjoy the riches of their years of hard work.  It's non-taxable cash, and allow 'em to travel, pay for medications or hire health care professionals that, in turn, allows them to stay in their homes longer. Turn up the speakers and learn more from Ben's streaming video archive.....
 
 
The (medical) Empire Strikes Back. Got aches and pains that need a doctor's expertise? You might already be in their blacklist database!  There's a new website that claims to profile plaintiffs, their lawyers and expert witnesses in malpractice lawsuits in Texas and other states. For $4.95 a month, the site invites doctors to use the service to "assess the risk of offering your services to clients or potential clients."  A site slogan reads: "They can sue, but they can't hide."  Don't turn and cough until you've clicked here and read more.
 
 
Just what we need...the return of another moody personality to the national spotlight: Watch for the resurrection of yet one more icon from yesteryear. While Hollywood continues to recycle old material (see the return of Starsky & Hutch), the Madison Avenue advertising braintrust appears to be equally feline-whipped...
 
 
Q: What's worse than moving?  A: Easy...hiring a buncha rogue movers!  It's simple to avoid the outlaws if you know what questions to ask.  Here you go.....
 
 
You're lucky in you live in North Texas, because Ben's already found the first/last/only reliable and affordable moving company and bonded locksmith you'll ever use!
    Dover Certified Moving Company:     Exodus Moving
    Dover Certified Locksmiths:                Chief Lock & Safe    (214) 827-7535 (answered 24/7/365)
 
 
Maybe John Belushi isn't dead after all?  In fact, John Blutarsky may actually be alive and well and living in a South Florida retirement community.....
 
 
Will 2003 go down as the year of living dangerously for U.S. consumers?  Are Americans optimistic or fatalistic when it comes to borrowing? 
 
 
Speaking of reckless lending, you can't miss this expose from Sunday's New York Times about the man that built MBNA into one of the biggest legal loan-sharking operations in the history of credit cards: Never forget. It takes two to create credit problems.....
 
 
What's this?  Grandma or Grandpa...living in sin?  Shacking up's not just for young punks anymore, and the trend is creating a tidal wave of legal fallout that nobody talks about on their way to pick-up that Viagra refill.....
 
 
Know how to find a new landlord that'll not only give you free rent, but will even move you for free?  Simple...and only one click away.....
 
 
Are you a good actor?  You don't have to have a SAG card to make a stack of cash!  In fact if you can convincingly fake a heart attack, you could make millions of dollars!  (Here's how.)
 
 
Got some unused gift cards lying around the house?  Convert 'em to cash, or at least something more usable.....
 
 
Looking for a reliable source for all types of jewelry or watches?  Learn how to avoid getting hosed...check out Ben's diamond/jewelry buying tips...all assembled in one easy-to-reference section.....
 
 
Profits are up at the Golden Arches and Ronald's gotta strategy to shrink America's waistlines: Sounds more like a desire to avoid McLitigation about all of the McFat in their McCrappy fast-food.....
 
 
Here are 10 hot tips that'll help you avoid getting the hairy-eyeball from the IRS spotlight: Worth noting since April 15th is now 37 days away.....
 
 
Are you (or someone you know) one of the millions of Americans with IRS-related troubles?  Personal or business challenges aren't as hard to work out as you might think, especially if you hire the right representation to cut a deal with the world's most powerful debt collection agency.  Take a deep breath and read more about it here.....
 
 
Looking for new tax deductions?  How would you like to deduct the entire amount of your wages?  You can call it "a necessary expense for the production of income" and write it all off:  Of course you'll be guaranteeing fan mail from our pals at the IRS.  It's the latest tax scam popping up this year...read more about it here.
 
 
 
 
 
 
Just a reminder Easter Sunday (April 11th) is just 33 days away: Why not do something original this year that'll score you some points. Send some beautiful flowers instead of the usual wimpy Easter lilies.  They'll last at least twice as long...and of course I'm talking about those amazingly affordable flowers, FedEx-ed direct by our friends at www.tropicalcolors.com
 
 
 
 
 
Dontcha love the amazing resources I compile every week in the Dose of Dover? Good! Then don't whine about having to sign-up for free access: Like anything in life, there's always gonna be a trade-off on some level. I embed dozens of links in every edition of this newsletter, and my frequent sources, The New York Times, The Dallas Morning News, The Los Angeles Times, The Orange County Register and USA Today require varying levels of registration in order to access their websites for free...with one small caveat: If you try to hit an older story, there's a reasonable chance that the news organization has either moved the story to a new URL, or to their archives.  If it's archived, there's a high probability that they'll charge you for access to the story...usually under $3.  Don't whine about it...just pay 'em if you wanna read it--or not.  It's always your choice.
 
Also worth noting: Nowhere is it written that you have to give accurate information when you sign up for free access on their website. They'd like you to, but they'll never really know. So use a disposable e-mail address (like Hotmail or Yahoo) and get creative when you register.  But just remember: They/we are giving you a tremendous service for a great price...free!  So no complaining.....
 
 
 
 
There's a reason why the cable companies of the world are the butt of so many jokes, and why they're advertising so hard these days: It's a combination of their cavalier attitude, rising prices, crappy service and a customer base that's getting smart and (finally) cutting the cable.  It's time to ditch your VCR for the amazing and affordable DISH!
 
 
Need cheap health insurance? Don't throw your precious dollars at insurance companies offering "seems too good to be true" policies!  I've warned you about these scams for years, and a recent report from the General Accounting Offices confirms yet more verifiable occurance of NostraDover predictions coming true.....
 
 
 
 
Speaking of spare parts, you can thank the Boys in Blue from L.A.P.D. for the fact that there's one less source for extra hearts, kidneys, corneas, etc. in sunny Southern California: I guess authorities don't embrace a little entrepreneurial creativity at the morgue. So much for trying to make a little extra money on the side.....
 
 
 
 
Why pay a lawyer for something you really can (legally!) do yourself?  Plus: Don't jack around and wait until the last minute to sign-up for my [free] Smart Car Seminar coming up this Saturday.  Guiding you through life's mine-field (one good car deal at a time), check out this week's edition of Ask Benjamin Dover from The Dallas Morning News right here!

 

 


 
 
 

 

 

 
 

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