Benjamin Dover At His Best!

Good Tuesday morning! Here's your

Dose of Dover...

Still your most reliable source for un-common sense insight and

cover-your-backside strategies this new year and beyond.

Take your best shot...try to put me out of a job!

How? Make everyone a ~~little~~ lot smarter:

Forward this to everyone in your Address Book!

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Tuesday, March 30, 2004

"The greatest mistake you can make in life

is to be continually fearing you will make one."

Nudity. Shock. Betrayal. All in a days work for wannabee Hooters waitresses.....

Fast food nakedness, Part II: Yo quiero stupid managers at Taco Bell, apparently. You've gotta read this one.....

Just a reminder Easter Sunday (April 11th) is now just 12 days away: Do something original this year that'll score some big points...send beautiful flowers instead of predictably boring Easter lilies. They'll last at least twice as long...FedEx-ed direct by our friends at www.tropicalcolors.com

What's worse than a drunk Japanese tourist at a karaoke bar? How about a sober New Yorker "acting out" in the newest/hottest entertainment venue known as a "movieoke" joint?

NostraDover strikes again...this time in the automotive finance world: I've been warning you about one of the biggest downsides for consumers hoping to trade-up out of their current ride/current financial nightmare being car/leasing salesmen readily offering to "roll in" whatever negative you're driving. J.D. Powers & Associates confirms this dangerous financial trend, and you'd better read more about it so you/your family can be sure to avoid it!

Now's the perfect time to cash in on [still] low automobile financing interest rates...lower financing rates will give you more bang for your four-wheeled buck from a company you can trust. Click here to get a free copy of Ben's (recent) Smart Car Seminar guide to avoiding car-buying brain damage.

The key to avoiding auto buying heartache is to deal with an honest company in the first place: No matter where you're located, Manufacturer's Auto Leasing delivers on that promise, and more. They've got the Dover Endorsement because they really are auto experts you can trust. Check 'em out for yourself.....

How nosey are you? Wanna know how much your favorite movie or TV star, professional athlete, radio talk show host, friend, co-worker or even a neighbor have given to this year's presidential candidates? So much for "keeping your eyes on your own paper...."

Where do you turn for the right advice on taxes? A recent New York Times story has some pretty good ideas.....

...but then again, so do I. For all of those IRS (or state) tax problems, get the most bang for your representation-buck from an Enrolled Agent. (Read more here.)

He's buff and apparently, he's pretty damned tough: Of course I'm referring to the thug that brought us "Sweatin' To The Oldies," and is without a doubt, Barbra Streisand's #1 fan and the latest celebrity to face the potential glare of TV cameras in an Arizona courtroom, where he'll be facing assault and battery charges: Richard Simmons. Yes, Richard Simmons.....

Oh gee, this is a surprise! A record number of credit cards are in default (4.43%) in this country...and the nifty companion story that I've been warning you about for the last 12 years: Ohmygod! Congress is finally scrutinizing the nation's "non-profit" credit counselors over abuses and misrepresentation of their services.

Of course I devoted an entire chapter about the conflicts of interest of the credit counseling industry [read the entire chapter free on-line right here!] in my latest book Back Off! The Definitive Guide To Stopping Collection Agency Harassment, published last summer '03]. Available on-line here...

Talk about depressing! Beware the latest warnings for parents of kids taking Prozac, Zoloft, Paxil and other pick-me-uppers.....

All we need now is a bamboo pole to dance under: Mortgage rates continue to set record lows last week. And despite what some so-called experts are saying, you really might want to consider an ARM over a fixed-rate mortgage, especially if you think you'll sell you future home within 6-10 years.

W.R. Starkey Mortgage has the Dover Seal of Approval because they're still the best, no-B.S. mortgage company in the nation...period. They consistently deliver on their company credo: "A different kind or mortgage company where people come first."

Get smart(er) about the process from start to finish: Click here to get your free copy of Ben's 2004 Home Buyer's Guide.

Experience what stress-free financing is supposed to be like, take advantage of incredibly low interest rates: Do it all on-line W.R. Starkey Mortgage, or find a location near you: (888) 282-6632

Do you know a senior homeowner who's cash poor but is sitting on a wad of equity? Read how to flush out some cash so they can enjoy the riches of their years of hard work. It's non-taxable cash, and allow 'em to travel, pay for medications or hire health care professionals that, in turn, allows them to stay in their homes longer. Turn up the speakers and learn more from Ben's streaming video archive.....

From the "what are they...slow?" department comes this week's favorite headline from The New York Times: "Oh Those Web Entanglements: British Spouses Deceived. Duh...in fact radio host Tom Leykis made a good case recently for suspecting any spouse of fishing for an affair if they frequent sites like Classmates.com. He's gotta point...

Also worth reviewing? You could be sleeping with the enemy: Check out my "How To Catch A Cheating Spouse" section and cut your losses sooner-rather-than-later.

Speaking of the British...you're never gonna believe what Virgin Airways decided not to put in the men's bathrooms at New York's JFK Airport. This is truly amazing...and incredibly tacky.

Check out Ben's moving tips section here...and remember the key to lowering your chances for financial and emotional heartbreak starts by making the right moving company choice. Exodus Moving is a great North Texas example of dependability and just as important, affordability.

Unpacking after a big move doesn't have to be total brain-damage, either: Ben's choice for unpacking and organizing expertise that won't bust your bank account? Tiffany Pine-Lastelick and her team of organizational experts at InOrder.....

Moving to a new house, condo or apartment? Then you'd better change the locks...here's a dependable locksmith (if you live in North Texas): I've already found the first/last/only reliable (and bonded) locksmith you'll ever use! Chief Lock & Safe (214) 827-7535 (answered 24/7)

You've gotta love class action attorneys: They serve as an effective check-and-balance to the shenanigans of corporate America, but sometimes the awards they get for their clients just seems a bit whacked out when compared to the pot of gold they get to divvy-up. Here's the latest example....

April Fool's Day is coming up Thursday, which means it's time to check out all of the important resources to make your special "Day of the Prankster" the best...ever!

Speaking of April Fool's Day, did I mention what an idiot I felt like for waiting to cut the cable so damned long? Better late than never. Here's why.

Whenever his "talking to the dead" TV show's finally canceled, maybe John Edward can get a gig with the TSA: Let's check with Richard Clark to see if this psychic was working for the U.S. intelligence community prior to 9/11/01.....

I know, I know. You love the amazing resources I compile every week in the Dose of Dover. Great! Then don't whine about having to sign-up for free access to sites reference in these stories: Like anything in life, there's always gonna be a trade-off on some level. I embed dozens of links in every edition of this newsletter, and my frequent sources, The New York Times, The Dallas Morning News, The Los Angeles Times, The Orange County Register and USA Today require varying levels of registration in order to access their websites for free...with one small caveat: If you try to hit an older story, there's a reasonable chance that the news organization has either moved the story to a new URL, or to their archives. If it's archived, there's a high probability that they'll charge you for access to the story...usually under $3. Don't whine about it...just pay 'em if you wanna read it--or not. It's always your choice.

Also worth noting: Nowhere is it written that you have to give accurate information when you sign up for free access on their website. They'd like you to, but they'll never really know. So use a disposable e-mail address (like Hotmail or Yahoo) and get creative when you register. But just remember: They/we are giving you a tremendous service for a great price...free! So no complaining.....

Wow! The long arm of the law is assisted by a webcam on the other side of the country: This is a great story that illustrates the positive capabilities of the Internet, as well as hammers-home the old "Big Brother's watching" rule for the wise.

Easter. Mother's Day. Graduation. Weddings. You don't have to kiss your cash goodbye when you've got an affordable and reliable source for all types of jewelry or watches! Learn how to avoid getting hosed...check out Ben's diamond/jewelry buying tips...all assembled in one easy-to-reference section.....

Know how to find a new landlord that'll not only give you free rent, but will even move you for free? Simple! And only one click away.....

Mom's gotta kid with a low IQ that's putting her at financial and even physical risk: She'd better clip his cyber-wings or she could have some real problems on her hands...Plus: Those Nigerians! What rascals!!! Find out their latest scheme to separate naive Americans from their cash! And...Tips on how to turn the tables on cyber-scammers or wayward telemarketers, and have fun making their lives miserable while you're at it! Guiding your through life's minefield, one Lagos-based banking deal at a time, check out the April Fool's Day 2004 edition of Ask Benjamin Dover from The Dallas Morning News right here!



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