Benjamin Dover At His Best!

Good Tuesday morning! Here's your

Dose of Dover...

Still your most reliable source for un-common sense insight and

cover-your-backside strategies this new year and beyond.

Take your best shot...try to put me out of a job!

How? Make everyone a ~~little~~ lot smarter:

Forward this to everyone in your Address Book!

[C'mon...be a big shot!]

Spread the wealth and share the Tao of Dover:

Lots of eye-opening information posted on

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Tuesday, April 6, 2004

"Sometimes the best way to convince someone

he is wrong is to let him have his way."

Breaking up might be hard to do...but thanks to computers, it's a little easier than it used to be: Old shool thinking? Burn the pictures! New [digital] school of thought? Dump your recycle bin.....

Did you shop at Wal-Mart on April Fool's Day? This is no joke, you might have been charged 3-times what you actually owe, thanks to a computer glitch. Time to get out your receipts and read more.....

Speaking of breaking up...could you be sleeping with the enemy? Here are some timeless street-smart tips that you might not wanna read, but will definitely help you cut your love-based losses.....

Just a reminder Easter is this coming Sunday (April 11th) and is now only 5 days away: It's not too late to place your Easter order and do something original this year that'll score some big points! Send some beautiful flowers instead of predictably boring Easter lilies. They'll last at least twice as long...FedEx-ed direct by our friends at www.tropicalcolors.com

Want the perfect Passover, Easter or anytime gift at a perfectly-affordable price? [Free!] Another Dover-inspired no-brainer.....

Do you "shave"? The practice is spreading, and you could get nicked if you're not careful.....

Just look at all of the storage space Elaine Benes is gonna free up! "Spongeworthy" moments might end up a part of TV plotline history if the FDA signs-off on this latest contra-development...

Down last week/up this week. I'm not smart enough to know the tops or bottoms of the market, are you? Last week they were up...who knows what to expect this week? Read more and you just might.....

W.R. Starkey Mortgage has the Dover Seal of Approval because they're still the best, no-B.S. mortgage company in the nation...period. They consistently deliver on their company credo: "A different kind or mortgage company where people come first."

Get smart(er) about the process from start to finish: Click here to get your free copy of Ben's 2004 Home Buyer's Guide.

Experience what stress-free financing is supposed to be like and take advantage of incredibly low interest rates: Do it all on-line W.R. Starkey Mortgage, or find a location near you: (888) 282-6632

Do you know a senior homeowner who's cash poor but is sitting on a wad of equity? Read how to flush out some cash so they can enjoy the riches of their years of hard work. It's non-taxable cash that allows 'em to travel, pay for medications or hire health care professionals that, in turn, allows them to stay in their homes longer. Turn up the speakers and learn more from Ben's streaming video archive.....

How do you spell tax refund anticipation loan usury? In my humble opinion, you should start with the letters H-R-B-L-O-C-K . . . .

As long as we've got our buddies at the IRS on our minds, it's worth remembering where to go if you get one of those dreaded love-notes from the most powerful collection agency on the planet: For all of those IRS (or state) tax problems, get the most bang for your representation-buck from an Enrolled Agent. (Read more here.)

How do you spell new web-based e-mail options for free? Try G-O-O-G-L-E.....

They might put up with bad teeth, but those Brits sure don't put up with any crap from "bad neighbors": Borrowing a cup of sugar might be one thing, but then this neighbor-from-hell started over-stepping his boundaries, asking for light bulbs, food and then money for the bus. Yikes!

Wanna cook up a recipe for a lawsuit? Just follow the tips outlined in the (now recalled) April 2004 issue of Southern Living. (Who's the dolt that allowed this one to go to press, anyway?)

I know, I know. You love the amazing resources I compile every week in the Dose of Dover. Great! Then don't whine about having to sign-up for free access to sites reference in these stories: Like anything in life, there's always gonna be a trade-off on some level. I embed dozens of links in every edition of this newsletter, and my frequent sources, The New York Times, The Dallas Morning News, The Los Angeles Times, The Orange County Register and USA Today require varying levels of registration in order to access their websites for free...with one small caveat: If you try to hit an older story, there's a reasonable chance that the news organization has either moved the story to a new URL, or to their archives. If it's archived, there's a high probability that they'll charge you for access to the story...usually under $3. Don't whine about it...just pay 'em if you wanna read it--or not. It's always your choice.

Also worth noting: Nowhere is it written that you have to give accurate information when you sign up for free access on their website. They'd like you to, but they'll never really know. So use a disposable e-mail address (like Hotmail or Yahoo) and get creative when you register. But just remember: They/we are giving you a tremendous service for a great price...free! So no complaining.....

D'oh! Homer's on strike...and so is Bart, and Lisa and Marge and the rest of the crew from The Simpsons: Are they being greedy? No way...not considering what they bring to the table and the staggering amount of dough the creator and producers of this biting animated classic have made over the last 15 years! [Time to pay up and give the voice actors their due!!!]

News flash for those of you interested in a deal on a diamond: The jewelry biz is a multi-billion dollar industry, and more consumers are finding deals on-line. Read why and where.....

Easter. Mother's Day. Graduation. Weddings. You don't have to kiss your cash goodbye when you've got an affordable and reliable source for all types of jewelry or watches! Learn how to avoid getting hosed. Check out Ben's diamond/jewelry buying tips and on-line buying resource...all assembled in one easy-to-reference section.....

Do you remember what happened on Tuesday, September 11, 2001? How quickly we forgot that tragic chapter in our nation's history, and this recent story suggests that you're probably asleep at the switch.....

The key to avoiding automobile-related brain-damage? Deal with an honest company in the first place! No matter where you're located, Manufacturer's Auto Leasing delivers on that promise, and more. They've got the Dover Endorsement because they really are auto experts you can trust. Check 'em out for yourself.....

Click here to get a free copy of Ben's (recent) Smart Car Seminar guide to avoiding car-buying heartburn.....

Curious how your boss or beau really thinks? Wanna a real glimpse behind the curtain? Our long-time Dover Expert, handwriting guru Bart Baggett got a nice write-up last week after analyzing the scrawl of some of the biggest corporate bigshots currently under the microscope, including Martha Stewart.....

Bart knows his stuff and the hard-cost of gaining some unconventional insight? When you factor in the decisions you'll be able to make if you trust your ability to spot and interpret? Priceless.....

Whackos are us? More pharmacists-with-a-conscience are making consumer life miserable: The latest shows up with an inappropriate attitude about birth control pills. Read more about this misguided idiot who's obviously in the wrong profession.....

Know how to find a new landlord that'll not only give you free rent, but will even move you for free? Simple! And just one click away.....

Could he be the hottest Asian export since Bruce Lee? William Hung [nickname "Well"] might be just that...or at the very least, a flash-in-the-pan that'll end up as a Jeopardy trivia question 10 years from now. Turn up your speakers and check this guy's website out...it's hilarious.....

Perhaps they should change that little voice to say "You've Got Mail From Hell!" the next time their dim-witted daughter signs on to AOL: Read how this Denver-based dope ran up a $2,500 phone bill checking her e-mail, among other things...

Check out Ben's moving tips section here...and remember the key to lowering your chances for financial and emotional heartbreak starts by choosing the right moving company choice. Exodus Moving is a great North Texas example of dependability and just as important, affordability.

Unpacking after a big move doesn't have to be total brain-damage, either: Ben's choice for unpacking and organizing expertise that won't bust your bank account? Tiffany Pine-Lastelick and her team of organizational experts at InOrder.....

Moving to a new house, condo or apartment? Then you'd better change the locks! If you live in North Texas, I've already found the first/last/only reliable locksmith you'll ever use: Chief Safe & Lock (214) 827-7535 (answered 24/7)

Find a safe nursing home for your loved one is hard enough, but now there's an even bigger danger for our nation's elderly: Fire ants. (Yes...fire ants!!!)

Be careful if you bite on one of those radio ads touting micro-interest rates or easy financing: Those infomercial-type weekend radio programs are equally suspect, too. (Here's why!) Plus: He who has the gold rules, especially when it comes to qualifying for a loan...And: You'd better know the whole story before you buy that next home. Guiding you through life's financial minefields (one mortgage at a time) check out this week's edition of Ask Benjamin Dover from The Dallas Morning News right here!



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