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Ben's Do's & Don'ts
Mortgage Process Checklist
The following is a list of Do's and Don't list of things you Must Do and things you Must Not Do as you prepare for and are moving through the home financing process:
 
Don't...
  • Quit or change jobs: Job stability is your best ally
  • Apply for additional credit cards: Excessive inquiries lower your scores/raise flags
  • Make any major purchases on credit
  • Postpone the appraisal appointment
  • Jack around/put off providing all documentation to your Mortgage representative.  (Dragging your feet can cost you precious time and you might miss the best rate!)
Do...
  • Continue to make your mortgage, rent and other installment payments on time
  • Cooperate with your Loan Officer & Loan Processors: Get 'em what they need as quickly as possible
 

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