Remember the good ole days when you thought the
reason companies were sending you pre-approved credit card offers was because
you had good credit?
Ahhhh yes, those were the days...back when Cher
was retiring for the second time, and Michael
Jacksonwas on only his third plastic surgery. But times have
changed, and the importance of your credit information is more critical
than ever before.
And one of the key areas of misunderstanding for
consumers has to be the impact of inquiries on your credit report and
ultimately, the impact of inquiries and more specifically--excessive
inquiries--on your credit scores.