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Don't Donate Your Old Cell Phone Or
Get Rid Of Your Computer Until You Read This!
It's Criticial Information That'll Save You From
Extreme Financial Heartache And Fraud
 
Air date: February 19, 2004
 
 
A popular method for giving new life to old cellphones–and one that also benefits a charitable cause–is to donate them to battered women’s shelters. But we have a warning to those of you wanting to help others when upgrading your phone, that’s why our resident un-common sense expert and Dallas Morning News columnist Benjamin Dover is here to tell us more.

Question 1: Your column in this morning’s paper was quite an eye-opener. Tell us why we need to be careful when disposing of our old cellphones.

Answer 1: One of my readers was told when they donated his wife’s old cellphone to a local women’s shelter that the phones were refurbished to dial "911 only" calls, and that the memory–containing all of your private names and phone numbers–would be deleted.

Apparently but this wasn’t the case. He received several calls from New York area codes; he and his wife figured out the woman who received the phone had an "agent" that suspected her of "setting up business" on the side. He tried to find out who they were by calling them one night by using the personal numbers programmed into the old phone by his wife.

Question 2: The woman had an "agent"?

Answer 2: Yeah...I had to re-read his e-mail a couple of times before I figured out what he meant by the term agent–he meant "pimp" for those of you following along at home. I’ll sleep much better now, knowing that some of our charitably-donated cell phones are ending up helping some working girls in New York.

Question 3: So what should consumers do to protect themselves from having private phone numbers end up in the wrong hands?

Answer 3: Assume nothing and trust no one! And it doesn’t matter whether you’re donating to charities or giving something like a used computer to a trusted family member, you’ve gotta cover your backside when it comes to deleting all of your personal and sometime, very private or sensitive information.

By the way: I’m not picking on charities–they do the best they can with what they’ve got–but they’re usually under-staffed and over-worked...and if anything can slip through the cracks, it will.

NEVER assume the recipient of your charitable act will have the technical expertise to delete a pre-existing directory of phone numbers, or erase a hard drive loaded with all of your personal and confidential banking information or correspondence. If you don’t know how to delete an entire directory from a soon-to-be-former cell phone, stop by the retail storefront of the cell phone company that sold the phone in the first place, and ask one of their customer service reps for an assist.

Question 4: You mentioned computers a moment ago, and with all of our personal correspondence, e-mails and bank records, it’s really important to delete the information from your computer whenever you upgrade to a newer, faster model, isn’t it?

Answer 4: No question! Computer hard drives are much harder to erase or "wipe" that most people realize. My resident computer expert Ronnie Neighbours of Arlington-based Take It Home Computers tells me: "Most people fail to properly delete all of their old information on their computers before turning them loose. We charge $45 to do it right–it takes a couple of hours–and there are programs that’ll do the same thing. Norton’s utility program includes a "hard drive wiping" function and costs $30-$50. Or call the customer service number for the manufacturer of your computer and ask them who made your hard drive. Locate their website and download the free "wipe utility" all of them offer."

Question 5: So your final warning to anyone donating an old cell phone or disposing of an old computer?

Answer 5: You’d better make sure you thoroughly delete all information from cell phones and laptops before you give them away or sell them and they (inadvertently) end up in the hands of the bad guys. And if you don’t know how to do it yourself, that means you’re probably gonna do it wrong, so spend the time and a few bucks to get it done right–especially in this day-and-age of rampant identity theft.

Close: For all of Ben’s cellular-and-cyber-security related tips, check out his award-winning website at www.benjamindover.com or you can always link over from our site: www.kvue.com!  


Let’s see–it’s the "off-time" of year and interest rates are at 6-month lows.  What other kicks-in-the-butt do you need to move into the home ownership world? Maybe you already own a home and just need to re-fi your investment, now's the time to get off the proverbial dime. Ben's no-brainer choice? W.R. Starkey Mortgage has the Dover Seal of Approval because they're the best, no-B.S. mortgage company in the nation...period. They consistently on their company positioning statement: "A different kind or mortgage company where people come first."  

If you're considering taking the home ownership plunge this year, get smart(er) about the process: Click here to get your free copy of Ben's 2004 Home Buyer's Guide.  

Take the Dover-proven route to stress-free finance, and take advantage while interest rates are STILL at incredibly-low levels!  Do it all on-line or on the phone with the official mortgage company of www.benjamindover.com and your first (and only) stop: Hit their website or call their Austin office at: (512) 329-9040 or toll-free: (877) 340-9040.
 
Know a senior homeowner that's cash poor but home equity rich?  Help them help themselves; here's how to flush out some cash and enjoy their years of hard work.  It's non-taxable, and will allow them to travel, pay for medications or hire health care professionals that will allow them to stay in their homes longer. Turn up the speakers and learn more from Ben's streaming video archive.....
 

The cold weather making you think about getting a new set of wheels?  Now's the perfect time to cash in on [still] low interest rates...lower financing rates will give you more bang for your four-wheeled buck, but id you get hosed during the process, it doesn't matter. Click here to get a free copy of Ben's Smart Car Seminar guide to avoiding car-buying brain damage.

The key to avoiding auto buying heartache is to deal with an honest company in the first place: No matter where you're located, Manufacturer's Auto Leasing delivers on that promise, and more.  They've got the Dover Endorsement because they really are auto experts you can trust. Check 'em out for yourself.....
 
 

IRS-related troubles hanging over your head?  Personal or business challenges aren't as hard to work out as you might think, especially if you hire the right representation to cut a deal with the world's most powerful debt collection agency.  Wanna read more about it?
 

Speaking of credit: Life happens and when it does, money can get awfully tight.  Don't make bad decision make a lousy situation even worse. Here's where you can get your hands on Ben's popular pull-no-punches books and fire the debt collectors! Or maybe you need to take legal actions and clear the slate in '04?  Read more here.....
 

Do you know what’s on your credit report? Here’s how to get a free copy, right here/right now! Look Einstein, your credit scores change every single hourwhen was the last time you saw a copy of yours? Click here and get a look at your reports...

There’s no such thing as a free lunch: Just because they position themselves as a source for a "free credit report," it doesn’t mean that they’re really free. They’ll give you a free 30-day trial with the hope that you won’t cancel and you’ll stick around for an entire year, but this service really is free if you cancel before the 30-days is up, so go for it.
 

Looking for a Dover-smart way to keep a handle on your family's spending? Every time your wife or husband opens a new (joint) credit card account or requests a credit line increase (on an existing) joint account, you'll be instantly notified.  This type of information is invaluable to innocent spouses being rudely jolted into the spending reality that's been going on behind their backs.  If you think your spouse might be less-than-faithful or even planning to divorce you in the near future, credit report activity is always one of the earliest signs that's ignored or not even recognized by soon-to-be-ex-spouses (or their attorneys).  Cut 'em off at the knees and start monitoring your credit reports
 

Are you or someone you know in the IRS' cross-hairs?  Here's your Dover-blessed solution: The Schlichting Group at www.slicktax.com.
 
 
Where can you find a jeweler you can trust for repairs?  Where can you go for a deal on a high-end/pre-owned watch like a Rolex, or customizing an existing watch with a new watch face or band?  Turn up your speakers and learn more from Ben's streaming video TV archive...

 

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