You've got a warning for people that store or track all of their financial
information on their computers, especially older consumers. What's the deal,
Ben?
BFD:
We protect our passwords and PINs because we've seen too
many cases involving stolen or compromised passwords and PINs that have
financially damaged private citizens and huge corporations alike. But there
was a recent story about a new problem facing more and more family members.
Financial data locked away in password-protected computers!
Read
the entire story here.
6 Financial Password Safety Tips Guaranteed
To Make Life Easier For Your Heirs!
1.
Create your master list of passwords
and lock it away in your safe deposit box. Don't have a safe deposit box?
Leave the list with the lawyer who drafted your Will.
2. Tell your executor and/or spouse the password.
3. Write the list on a sheet of paper and place it in a folder with
your Will and power of attorney
4. Don't include the password in the actual text of a Will, because
when the Will is entered in probate, it becomes a public document. Your
password will be out there for the world to see.
5. Don't try to avoid the problem by using an obvious password, such as
your birth date, child's birth date, or pet name. Oh yeah, one of the most
common passwords many people often use is "password," so you'd
better do better than that, too.
6. Duh! Don't keep your password list in your computer.
Interest rates are bumping up fast...and home sales are starting to take
off since so many people are afraid they'll miss these record-low interest
rates. Now really is the time to buy a home...or if you're thinking about
getting divorced, re-finance and take the other spouse outta the picture once
and for all!
Interest rates are
still
lower than they were a year ago,
so
read what the big shots are saying about the future of those (still)
incredibly-low interest rates. And
since we're on the topic of good timing,
what are
you waitin' for? Cash in and lock in
the lowest rate in decades
by re-financing your current mortgage and cut 10 to 15 years off your term!
It's easy to get educated about the process first...and
the price is right! (Free!)
Everything you need to know can be found on-line; get your own copy of Bens'
2003 Home Buyer's Guide by clicking here.
Now that you're motivated to buy a house, or trade-up
from your current home...how would you like to
get some cash back on your next home purchase (or sale)? (I'll
show you how.) Click here.....
Okay, so you're about to move; it's time to go down your "things to
do" checklist: Moved your phone service and utilities?
[Check!]
Put in your change of address on your mail? [Check!!]
Have all of your belongings held hostage by some rogue movers? [Check...not!!!]
Do your homework (first) and choose the right
moving company! Ben's
Moving Tips will save you time, money and lots-o-heartache.....
In the market for a new set of wheels? Don't be
seduced by radio-commercial claims by car leasing companies that want to get
you hooked, wear you down and beat the daylights out of you! Check
out Ben's free Smart Car Seminar automotive acquisition tips right
here!
Here's the first and last automobile leasing company you'll ever need to
deal with, no matter where you live: Ben's no-brainer choice is
Manufacturers
Auto Leasing: They have loyal clients across the entire state
of Texas and around the nation. Why? Because they'll take care of you better
than anyone else out there!
By the way: If
you're facing one of those upside-down scenarios (car business term meaning
you're financially buried), or maybe you simply want to bail on your current
vehicle and need someone to get creative on your behalf, Manufacturers
Auto Leasing is the best in the business.
Period.
Time to get off your butt and start making travel plans
for the Thanksgiving holiday weekend! (You're on the clock and it's now 66
days away): Stretch your travel budget and get
your Thanksgiving or Christmas-time travel planning handled now.
Check out Ben's no-brainer choice for hotel room or condo deals: www.hotels.com.
Still looking for a cool birthday (or other special occasion) gift that'll
keep on giving, all year long?
Then
give 'em a subscription to the Dose
of Dover...the
most reliable source of insights and no s*** ideas available on the planet. (You
can afford it...it's free!) Time to share the wealth! Sign-up
for a subscription to the weekly Dose of Dover Newsletter right
here!
If you (or someone you know) is even remotely thinking about joining some non-profit
credit counseling service, hiring a debt re-negotiation company or filing for
bankruptcy, you might wanna read this first:
Trust
me, you'll be more informed and a lot more grateful 10-minutes (or less)
from now.....
It's probably time you got that unfinished business with your pals at the IRS
handled for (hopefully) good:
Tie down those
tax-related loose-ends on your terms and get a deal worked out before it's too
late. Non-filers...innocent spouses...941 (payroll taxes) for the entrepreneurs
amongst us: Know
all your options and learn why hiring an Enrolled Agent probably makes the most
sense.
It's time to level the playing field with the long-awaited new edition of
Back
Off! The Definitive Guide To Stopping Collection Agency Harassment:
Read
sample chapters from the new book!
Get
the inside scoop on those "non-profit" credit counseling
agencies.
Read
all about the biggest thugs operating under the noses of authorities, rogue
collection agencies that terrorize unwitting consumers.
Got credit problems? (Know someone who does?) Wanna know more about the
inner-workings of that black hole known as the credit reporting bureau?
You can get a digital copy of Ben's 1993 (#5) bestseller
Life
After Debt on-line, right now.
Read
how right here.....
Wanna buy your first home...or a bigger home...or just re-finance? Interest
rates are STILL at incredibly-low levels...so quit waiting on guessing the
winning 6 Lotto Texas numbers:
Ben's no-brainer
choice for any/all of your mortgage needs? Easy...do
it all on-line
or on the phone with the official mortgage company of
www.benjamindover.com
and your first (and only) stop: W.R.
Starkey Mortgage. Hit
their website or call
their Austin office at: (512)
329-9040 or toll-free:
(877) 340-9040.
